Do I have to file a form with the IRS just because I received distributions from a Traditional IRA?

Not unless you have ever made a nondeductible contribution to a traditional IRA. If you have, file Form 8606.

Use Form 8606, Nondeductible IRAs, to report:

Nondeductible contributions you made to traditional IRAs,
Distributions from traditional, SEP, or SIMPLE IRAs, if you have ever made nondeductible contributions to traditional IRAs,
Distributions from Roth IRAs, and
Conversions from traditional, SEP, or SIMPLE IRAs to Roth IRAs.

Please contact one of our IRA Experts at 800-472-0646 for more information.