IRA Financial Group Podcasts



Adam Bergman, a tax partner with the IRA Financial Group, is a regular contributor to the Forbes blog.



Please click here to see Mr. Bergman's bio on Forbes and click the links below to read the posts on Forbes.com.



What To Know Before Purchasing Cryptocurrencies With Retirement Funds

What To Know Before Purchasing Cryptocurrencies With Retirement Funds

December 14th, 2017

With the value of Bitcoins and many other cryptocurrencies flying high in 2017, many investors have looked to take advantage of this trend and own cryptocurrencies in tax-advantaged retirement plans, such as a Self-Directed IRA or Solo 401(k) Plan.  This article will explore the main points an investor should know before using retirement funds to buy cryptocurrencies...

Click here to read the article on Forbes.com.


Factors To Consider When Contemplating A Backdoor Roth IRA

Factors To Consider When Contemplating A 'Backdoor' Roth IRA

October 16th, 2017

There have been no income level restrictions for making Roth IRA conversions since 2010, hence a high income earner can do a conversion of after-tax (non-deductible) IRA funds to a Roth IRA, which is known as a ‘backdoor’ Roth IRA. In other words, the ‘backdoor’ IRA allows a high-income earner, who has exceeded the Roth IRA annual income contribution limits, to circumvent those rules and make a Roth IRA contribution...

Click here to read the article on Forbes.com.


Retirement Accounts Appear To Be Big Winners Under Trump Tax Plan

Retirement Accounts Appear To Be Big Winners Under Trump Tax Plan

September 29th, 2017

On September 27, 2017, President Trump and the Republican leaders presented a tax plan that included sharp cuts in tax rates to both corporations and individuals. Under the Trump tax plan, the corporate tax rate would fall to 20% from 35% as well as reduce taxes on business pass-through income to 25%. The tax plan would also allow immediate write-offs of business investment, preserve tax breaks for research and low-income housing, while also limiting deductions for interest...

Click here to read the article on Forbes.com.


Loans From 401(k) Plans Are Viable Last Resort For Hurricane Victims

Loans From 401(k) Plans Are Viable Last Resort For Hurricane Victims

September 6th, 2017

For those 401(k) plan participants and small business owners financially impacted by Harvey, the 401(k) plan loan option could prove to be a valuable funding option to help with the recovery process...

Click here to read the article on Forbes.com.


The Basics Of Taking Hardship Distributions From Self-Directed IRAs

The Basics Of Taking Hardship Distributions From Self-Directed IRAs

August 28th, 2017

There is generally no limit or restrictions on when an IRA owner may take a distribution from his or her IRA, although there may be adverse tax consequences, such as income tax and/or an additional tax on early distributions. However, pursuant to Internal revenue Code Section 72(t), there are certain instances where the Internal Revenue Service (“IRS”) allows certain IRA distributions that qualify as “hardship” distributions to be exempt from the additional tax on early distributions...

Click here to read the article on Forbes.com.


What The Law Says About Unrelated Business Taxable Income In Non-Real Estate Investments

What The Law Says About Unrelated Business Taxable Income In Non-Real Estate Investments

July 23rd, 2017

For many retirement account investors, understanding how the Unrelated Business Taxable Income Rules work, also known as UBTI, UBIT, or debt-financed income rules, and how they may potentially apply to one’s retirement account investment has been a challenge.  The main reason is that the majority of IRA or 401(k) plan investors invest in traditional types of investments, such as equities, mutual funds, and ETFs, which do not trigger the application of the UBTI tax rules since most passive investments that a retirement account might invest in are exempt from the UBTI rules, such as interest, dividends, and capital gains...

Click here to read the article on Forbes.com.


What You Need To Know About Cryptocurrencies And Taxes

What You Need To Know About Cryptocurrencies And Taxes

July 10th, 2017

For a growing number of investors, cryptocurrency is not only the future of money, but also an attractive and potentially profitable investment asset, though highly risky and volatile.  Bitcoin has become the public’s most visible and popular cryptocurrency and it is also among the oldest, having first emerged in 2009.  Over one year, the market capitalization for bitcoin has increased enormously, from around $7.16 billion in May 2016 to $27.9 billion today.  As the price of bitcoin has risen over the last year or so, so has the confidence among investors, including retirement account investors...

Click here to read the article on Forbes.com.


New Fiduciary Rule Complicates Matters For Self-Directed IRA Private Fund Investors

New Fiduciary Rule Complicates Matters For Self-Directed IRA Private Fund Investors

June 30th, 2017

On June 9, 2017, the Department of Labor's (DOL) final rule meaningfully expanded when a person is deemed to be treated as a fiduciary under the Employee Retirement Income Security Act of 1974 (ERISA) and the Internal Revenue Code (Code) as a result of providing investment advice.  The final rule was initially set to become applicable on April 10, 2017, but the DOL delayed the final rule's applicability date for sixty days, until June 9, 2017 and also issued a new temporary enforcement policy for the transition period commencing on June 9th and ending on December 31, 2017...

Click here to read the article on Forbes.com.


Pass-Through Tax Cut May Impact Small Business Owner Retirement Savings Strategies

Pass-Through Tax Cut May Impact Small Business Owner Retirement Savings Strategies

May 8th, 2017

President Donald Trump’s plan to cut the tax rate to 15 percent for so called pass-through businesses, such as partnerships, LLCs and S Corporations, will help many small business owners reinvest in their business by saving on taxes.  President Trump also plans to cut the corporate tax rate to 15 percent.  While many applaud the President’s plan to cut taxes on businesses, which they believe will help stimulate the U.S economy as well as make American businesses more competitive globally, the discrepancy in tax rates between businesses and individuals could prove problematic, especially for retirement savings...

Click here to read the article on Forbes.com.


Retirement And Educational Savings Tax Planning Tips To Lower Taxes In 2017

Retirement And Educational Savings Tax Planning Tips To Lower Taxes In 2017

April 21st, 2017

Now that the tax filing deadline has passed for the 2016 tax year, this is a perfect time to start thinking about some simple ways to boost retirement savings and at the same time lower overall tax liability for 2017...

Click here to read the article on Forbes.com.


Tax Filing Tips To Save On Taxes And Boost IRA Savings

Tax Filing Tips To Save On Taxes And Boost IRA Savings

March 21st, 2017

With the individual tax-filing deadline date of April 18, 2017 for the 2016 taxable year quickly approaching, reviewing some of the ways one can save taxes as well as boost his or her retirement savings is always helpful.  Below are a few ways one can use the IRA contribution regime to help save taxes as well as enhance one’s retirement nest egg...

Click here to read the article on Forbes.com.


Avoiding Required Minimum Distribution Rules With A Roth 401(k) Plan

Avoiding Required Minimum Distribution Rules With A Roth 401(k) Plan

March 17th, 2017

In the case of a 401(k) qualified retirement plan, when one reaches the age of 70 1/2, a 401(k) plan participant generally is required to start taking taxable withdrawals, also known as required minimum distributions (“RMDs”) from their 401(k) plan.  The same RMD rules apply to pre-tax IRAs, SIMPLE IRAs and SEP IRAs.  However, Roth IRAs, which consists of after-tax contributions and which can generate tax-free returns, do not require RMDs until after the death of the owner or his/her spouse. This exception to the RMD rules for Roth IRAs allow for some tax planning opportunities...

Click here to read the article on Forbes.com.


Court Affirms Legality Of Roth IRA DISC Strategy

Court Affirms Legality Of Roth IRA DISC Strategy

March 1st, 2017

On February 16, 2017, the United States Appeals Court for the Sixth Circuit in Summa Holdings, Inc. v.. Commissioner of Internal Revenue held that using DISC and Roth IRA strategy for their Congressional-sanctioned purpose, tax avoidance, was permissible.  The Appeals Court reversed a previous Tax Court ruling (Summa Holdings Inc. v. Commissioner, T.C. Memo 2015-119) that disallowed a domestic international sales corporation (DISC) Roth IRA strategy on the grounds that it had no nontax business purpose...

Click here to read the article on Forbes.com.


Valuing Alternative Assets In A Self-Directed IRA

Valuing Alternative Assets In A Self-Directed IRA

February 22nd, 2017

Every IRA custodian is required to report annually to the Internal Revenue Service (“IRS”) the fair market value of each IRA it holds.  The IRA custodian will report the fair market value of the IRA to the IRS using IRS Form 5498.  Most IRA holders are unaware of this process since the majority of IRAs are invested in traditional investments, such as stocks and mutual funds, and the IRA custodian will be able to calculate the value of the IRA itself using publicly available information as of December 31 of the previous year...

Click here to read the article on Forbes.com.


Protecting Your IRA Without The Fiduciary Rule

Protecting Your IRA Without The Fiduciary Rule

February 3rd, 2017

Now that President Trump has rescinded the fiduciary rule, what exactly does that mean for IRA investors?  The fiduciary rule, developed by the Obama administration, aimed to protect retirement savers from bad advice and keep more money in their pockets. It also sought to indirectly change the way the industry structures its products and advisor compensation policies...

Click here to read the article on Forbes.com.


Trump, The Fiduciary Rule, And Your IRA

Trump, The Fiduciary Rule, And Your IRA

February 3rd, 2017

On February 3, 2017, President Trump announced that he will use a memorandum to ask the labor secretary to consider rescinding a rule, better known as the fiduciary rules, set to go into effect in April 2017 that orders retirement advisers, overseeing about $3 trillion in assets, to act in the best interest of their clients...

Click here to read the article on Forbes.com.


Workplace Retirement Plan May Limit IRA Contribution Deductions

Workplace Retirement Plan May Limit IRA Contribution Deductions

February 1st, 2017

In general, one may be able to claim a deduction on their individual federal income tax return for the amount contributed to a pre-tax Individual retirement account (“IRA”), also known as a Traditional IRA.  Whereas, after tax or Roth IRA contributions are not tax deductible.  For 2017, the maximum IRA contribution is $5500 and $6500 if over the age of fifty. However, in the case of an individual that is covered by an employer qualified retirement plan, such as 401(k) plan, the IRA contribution amount that individual can deduct could be limited by his or her modified adjusted gross income (“AGI”)...

Click here to read the article on Forbes.com.


Some Helpful Tips For Investing In Real Estate Using Retirement Funds

Some Helpful Tips For Investing In Real Estate Using Retirement Funds

January 24th, 2017

Most people mistakenly believe that their retirement accounts must be invested in traditional financial related investments such as stocks, mutual funds, exchange traded funds, etc. Few Investors realize that the Internal Revenue Service (“IRS”) permits retirement accounts, such as an IRA or 401(k) plan, to invest in real estate and other alternative types of investments.  In fact, IRS rules permit one to invest retirement funds in almost any type of investment, aside generally from any investment involving a disqualified person, collectibles and life insurance...

Click here to read the article on Forbes.com.


Understanding Your Options When Inheriting An IRA From A Non-Spouse

Understanding Your Options When Inheriting An IRA From A Non-Spouse

January 19th, 2017

Unfortunately, the Internal Revenue Service (“IRS”) does not allow you to keep retirement funds in your account indefinitely. The required minimum distribution rules (“RMD”) were created in order to guarantee the flow of IRA funds into the federal income tax system as well as to encourage IRA owners to use their retirement funds during their retirement...

Click here to read the article on Forbes.com.


What Baby Boomers Need To Know About Required Minimum Distributions

What Baby Boomers Need To Know About Required Minimum Distributions

January 18th, 2017

Nearly a quarter of Americans were born between 1946 and 1964, the typical definition of the baby boom generation. That is more than 75 million people.  For baby boomers, the largest generation in U.S. history before the millennials, 2017 will begin a process where hundreds of billions of retirement dollars will be required to be taken as taxable distribution under the Internal Revenue Service’s required minimum distribution (“RMD”) rules.  Some estimates peg baby boomer retirement account values at close to $10 billion dollars as of 2016...

Click here to read the article on Forbes.com.


Solo 401(k) Annual Contribution Limits To Increase In 2017

Solo 401(k) Annual Contribution Limits To Increase In 2017

January 17th, 2017

A Solo 401(k) plan is an IRS approved retirement plan, which is suited for business owners who do not have any employees, other than themselves and perhaps their spouse. The “one-participant 401(k) plan” or Individual 401(k) Plan is not a new type of plan. It is a traditional 401(k) plan covering only one employee...

Click here to read the article on Forbes.com.


Checking Out Simple Year End Retirement Planning Opportunities

Checking Out Simple Year-End Retirement Planning Opportunities

December 20th, 2016

With the end of the year approaching, there is still time left to consider retirement planning opportunities.  Below are some simple, but potentially financially rewarding, retirement planning ideas to think about...

Click here to read the article on Forbes.com.


Trump Tax Plan May Boost Attractiveness Of Rollover Business Start-Up Solution

Trump Tax Plan May Boost Attractiveness Of Rollover Business Start-Up Solution

December 5th, 2016

The subject of business taxes was a popular theme during President-elect Trump’s election campaign and will surely become a hot topic during his first year as president.  President-elect Trump has stated that he favors a 15% corporate rate as part of his tax plan as well as eliminate the corporate alternative minimum tax. This rate would be available to all businesses, both small and large, that want to retain the profits within the business...

Click here to read the article on Forbes.com.


Why You Might Want To Wait A Year If You're Considering Roth Conversion In 2016

Why You Might Want To Wait A Year If You're Considering Roth Conversion In 2016

November 30th, 2016

Nearly every December, one of the more common questions directed at tax professionals is whether one should convert their pre-tax IRA or 401(k) qualified retirement plan to a Roth IRA or Roth 401(k) plan.  There is generally no wrong or right answer, but much of the analysis tends to involve the value of the account being converted and the tax rate the taxpayer would be subject to as a result of the Roth conversion. However, the Presidential Election victory by Donald J. Trump could offer some tax planning opportunities for individuals contemplating a Roth conversion in 2016...

Click here to read the article on Forbes.com.


How A Trump Presidency And Lower Taxes Affect Your Retirement Planning

How A Trump Presidency And Lower Taxes Affect Your Retirement Planning

November 28th, 2016

President-elect Donald Trump’s tax plan has received significant amount of attention since his election victory. Even though most of the details are not yet known, a reduction in income taxes across the board (for individuals, businesses and investments) are expected.  In addition, a repeal of the estate tax regime is a strong possibility. Irrespective of how many Americans or businesses will or will not benefit from a reduction in taxes, its potential impact on retirement planning is intriguing....

Click here to read the article on Forbes.com.


Why The Roth IRA May Be Big Winner In 2016 Presidential Election

Why The Roth IRA May Be Big Winner In 2016 Presidential Election

November 16th, 2016

With the 2016 presidential election behind us, we can all start thinking about what this country will look like under President Donald Trump.  Notwithstanding all the pre-election campaign rhetoric about immigration, foreign policy, etc., one thing we are quite certain about is that President-Elect Trump is serious about reducing personal income and corporate tax rates across the board.  Both President-Elect Trump and House Speaker Ryan have put forth proposed tax reform plans and lawmakers will likely consider both plans when coming up with future American tax policy....

Click here to read the article on Forbes.com.


Buying Gold Or Coins In An IRA Creates Possession Issues

Buying Gold Or Coins In An IRA Creates Possession Issues

September 7th, 2016

Thanks to significant advertising by precious metals and coin dealers, it has become widely known that gold, silver, palladium bullion, as well as certain coins can be purchased with retirement account funds. In fact, Internal Revenue Code (“IRC”) Section 408(m) sets forth a list of approved precious metals and coins that are not considered “collectibles” and may be purchased with retirement funds. Even though IRC Section 408 generally deals with IRAs, section (m) applies to both IRAs and 401(k) plans....

Click here to read the article on Forbes.com.


Your IRA Can Be A Lousy Business Partner

Your IRA Can Be A Lousy Business Partner

August 30th, 2016

With the median retirement account value in the U.S. at around $91,800 as of June 2015 according to Fidelity, it is not uncommon for retirement account holders looking to make real estate and other alternative asset investments to consider using some personal funds in combination with their retirement funds. With real estate and other alternative asset prices rising over the last several years, seeking additional funding from non-retirement account sources has become far more commonplace for retirement account investors...

Click here to read the article on Forbes.com.


SEC Crowdfunding Rules May Trigger Unintended Tax Consequences

Finally Some Clarity On What You Can And Cannot Do In Your Self-Directed IRA

July 28th, 2016

Many Americans mistakenly believe that their individual retirement account must be invested in the stock market, or mutual funds. Few Investors realize that the Internal Revenue Service has always permitted real estate to be held by an IRA. The IRS states the following on its website,“IRA law does not prohibit investing in real estate but trustees are not required to offer real estate as an option.” That being said, using retirement funds to make alternative asset investments is still not common knowledge among retirement investors...

Click here to read the article on Forbes.com.


SEC Crowdfunding Rules May Trigger Unintended Tax Consequences

SEC Crowdfunding Rules May Trigger Unintended Tax Consequences

May 13th, 2016

Beginning on May 16, 2016, small businesses and start-ups will be able to sell shares to the American general public on crowdfunding portals. Under the Securities and Exchange Commission crowdfunding rules, an eligible company may raise up to $1 million on the internet in a 12-month period, through either a broker or a crowdfunding portal registered with the SEC...

Click here to read the article on Forbes.com.


One Simple Solution For Getting More Americans To Save For Retirement

One Simple Solution For Getting More Americans To Save For Retirement

March 25th, 2016

About 40 percent of working households with members aged between 25 and 64 having no retirement savings. So how did we get in to this predicament and what can we do to fix it? A very brief examination of the history of retirement saving in this country is a helpful start...

Click here to read the article on Forbes.com.


How To Buy Real Estate With Leverage In A 401(k) Plan

How To Buy Real Estate With Leverage In A 401(k) Plan

January 26th, 2016

The Internal Revenue Code ("IRC") does not describe what a retirement plan can invest in, only what it cannot invest in. Internal Revenue Code Sections 408 & 4975 prohibits Disqualified Persons from engaging in certain type of transactions. The purpose of these rules is to encourage the use of retirement accounts for accumulation of retirement savings and to prohibit those in control of the retirement account from taking advantage of the tax benefits for their personal account...

Click here to read the article on Forbes.com.


Business Owners May Be Better Off With Solo 401(k) Than SEP IRA

Business Owners May Be Better Off With Solo 401(k) Than SEP IRA

December 3rd, 2015

A Simplified Employee Pension Individual Retirement Arrangement (SEP IRA) has traditionally been the most popular retirement plan for the self-employed and small business owner. A SEP IRA is a pure profit sharing plan that allows the employer to make up to a 25% (20% in the case of a sole proprietorship of single member LLC) profit sharing contribution to all eligible employees up to a maximum of $53,000 for 2015 and 2016. While a SEP IRA does offer high annual contribution limitations, there is another retirement plan that offers better retirement options for the self-employed or small business with no employees - the Solo 401(k) plan, also know as the individual 401(k) or self-employed 401(k) plan...

Click here to read the article on Forbes.com.


Don't Run Afoul Of Tax Rules With MLPs In Retirement Accounts

Don't Run Afoul Of Tax Rules With MLPs In Retirement Accounts

November 17th, 2015

Master limited partnership (MLPs) continue to experience a painful year, due to various factors, but mostly due to declining oil prices. Despite their poor performance over the past year, fat yields and big tax breaks have maintained the popularity of MLPs...

Click here to read the article on Forbes.com.


New SEC Rules Kickstart Crowdfunding

New SEC Rules Kickstart Crowdfunding

November 2nd, 2015

On October 30, 2015, federal regulators finalized crowdfunding rules under the JOBS Act, giving issuers access to a much larger group of investors - but under certain conditions. Companies will be able to gather up to $1 million in crowdfunding cash per year without registering with the Securities and Exchange Commission. The issuer will have to provide investors details about their business, how they'll use the money, a list of officers and directors, and disclose anyone who owns at least 20 percent of the company...

Click here to read the article on Forbes.com.


Budget Deal Underscores Danger Of Relying On Social Security For Retirement Income

Budget Deal Underscores Danger Of Relying On Social Security For Retirement Income

October 29th, 2015

House GOP leaders struck a budget deal made with the White House just before midnight on Monday, October 26, aimed at averting a government shutdown and forestalling a debt crisis. If approved by the Congress, the deal negotiated between the White House and departing House Speaker John Boehner (R-Ohio), would raise federal government spending by $80 billion over the next two years. It would offset some of that spending with tweaks to Social Security, Medicare and the Affordable Care Act...

Click here to read the article on Forbes.com.


2016 IRA And 401(k) Plan Contributions Remain The Same As 2015

2016 IRA And 401(k) Plan Contributions Remain The Same As 2015

October 29th, 2015

On October 21, 2015, the Internal Revenue Service announced cost of living adjustments affecting dollar limitations for pension plans and other retirement-related items for tax year 2016. In general, the pension plan limitations will not change for 2016 because the increase in the cost-of-living index did not meet the statutory thresholds that trigger their adjustment...

Click here to read the article on Forbes.com.


Robbing Your Retirement Account To Fund Your Business Invites IRS Scrutiny

Robbing Your Retirement Account To Fund Your Business Invites IRS Scrutiny

September 23rd, 2015

The one thing holding more people back from starting their own business is money or the lack of available funding options. In many cases, Americans' most valuable asset is their retirement funds. In addition to the traditional ways one can fund their start-up business, such as personal savings, bank or SBA loans, credit cards, friends and family, or crowd-funding, there is also the option of using retirement funds, which is unknown to many entrepreneurs and small business owners. These range from using a Self-Directed IRA, a 401(k) loan feature, or using a structure known as the Rollover Business Startup (ROBS)...

Click here to read the article on Forbes.com.


Why You Might Actually Want To Make After-Tax Contributions To Your 401(k)

Why You Might Actually Want To Make After-Tax Contributions To Your 401(k)

September 2nd, 2015

The least popular type of contribution you can make to a 401(k) plan is an after-tax contribution that is not a Roth contribution. It's made with money you've already paid tax on (like Roth contributions). The contributions grow tax-free (like a pre-tax and Roth), but all growth will be taxed upon withdrawal. Therefore, the main difference between a Roth and non-deductible contribution is that income and gains from a Roth IRA or 401(k) plan would, upon withdrawal, be tax-exempt, assuming that the Roth account has been opened at least five years and that the individual account holder is over the age of 59 1/2 (qualified distribution). Conversely, income and gains from a non-deductible IRA or 401(k) plan would be subject to tax upon withdrawal...

Click here to read the article on Forbes.com.


Tax Deferral Is Millennials' Ticket To An Awesome Retirement

Tax Deferral Is Millennials' Ticket To An Awesome Retirement

July 31st, 2015

It may be hard for someone in their twenties or early thirties to start thinking about retiring, especially when there is so much interesting stuff to check out on Facebook, Instagram, or Twitter; but this is exactly the time that a Millennial should start preparing for retirement if one wants to have the chance to nail retirement without having to save a lot of money each year. Listen up, Millennials (or Generation Y, if you prefer): One Direction may sing "Live While You're Young", but if you started saving for retirement while you are young, then you can chill when you're old...

Click here to read the article on Forbes.com.


Investors Gain Flexibility As Money Flows Out Of 401(k) Plans And Into IRAs

Investors Gain Flexibility As Money Flows Out Of 401(k) Plans And Into IRAs

July 23rd, 2015

A recent Wall Street Journal article addressed the growing trend of money flowing out of 401(k) plan to Individual Retirement Accounts ("IRAs") and the negative impact it may have on money management companies, but what the article did not address is the potential benefit this trend could have for retirement investors...

Click here to read the article on Forbes.com.


Beware Unintended Tax Consequences Of Unrelated Business Income

Beware Unintended Tax Consequences Of Unrelated Business Income

July 15th, 2015

In a number of instances a mysterious tax known as UBIT or UBTI, or the Unrelated Business Taxable Income tax could be triggered and could cause financial havoc and turn a potential tax-free investment into a very tax-inefficient investment. The terms UBIT and UBTI refer to the Unrelated Business Taxable Income tax rules found in Internal Revenue Code Section 512, and I will be using the term interchangeably...

Click here to read the article on Forbes.com.


What You Need To Know About Using Retirement Money For Business Funding

What You Need To Know About Using Retirement Money For Business Funding

July 10th, 2015

For most would-be entrepreneurs, the hardest part is not coming up with a business idea or a potential business to buy, but finding the cash needed to start or buy a business. After taking an inventory of their personal finances, the next step on the financing train is usually family and friends. If the train needs to keep moving, the next stop for potential financing is typically a bank or hard money lender that can provide a small business loan. Often this is where the financing train runs out of track...

Click here to read the article on Forbes.com.


Greek Drama Could Spur New Love For Hard Assets

Greek Drama Could Spur New Love For Hard Assets

July 1st, 2015

Greece has been in the news over the last several years due to its financial perils and continued European Union bailouts, but the Greek debt crisis has seemed to have reached a climax. The country's banks and stock market have been closed since the week of June 22, 2015 and Greece could even possibly opt out of the European Union after falling into technical default on Tuesday. Global financial markets shuddered on Monday...

Click here to read the article on Forbes.com.


Choosing The Right Solo 401(k) Plan For Your Business

Choosing The Right Solo 401(k) Plan For Your Business

June 29th, 2015

The Solo 401(k) plan, also known as an individual 401(k) or self-employed 401(k) plan, is an IRS-approved retirement plan which is suited for business owners who do not have any full-time employees, other than themselves and perhaps their spouse. The Solo 401(k) plan is not a new type of plan; It is a traditional 401(k) plan covering only one employee. However, not all Solo 401(k) plans are the same...

Click here to read the article on Forbes.com.


Be Careful What You Put Into Your IRA

Be Careful What You Put Into Your IRA

July 28th, 2011

Individual retirement accounts (IRAs) exist in many forms. In general, if you have income from working for yourself or someone else, you may set up and contribute to an IRA...

Click here to read the article on Forbes.com.


Think About Going Solo In Your 401k

Think About Going Solo In Your 401(k)

July 15th, 2011

Self-employed individuals are eligible to adopt a 401(k) qualified plan just like they would have at any large company or business with employees. The individual 401(k) plan, also known as a 'solo 401(k),' is an attractive retirement savings vehicle to consider...

Click here to read the article on Forbes.com.





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