What Types of Retirement Plans can I Use with ROBS?

May 25th, 2017

It’s a little known fact that you can use retirement money to start your own business.  This is known as the Rollover Business Start-up Solution, or ROBS.  If you have funds in any of the following types of retirement plans, you can use them to finance your startup: Traditional IRAs 401 (k) Plans 403 (b) […]

Read More →




What is a True Solo 401k Plan Entail?

May 24th, 2017

The IRS approved solo 401(k) Plan has been used by hundreds of thousands of small businesses for over 30 years. However, the scope of options available to Solo 401(k) Plan participants is determined based on the plan documents. To this end, most financial institutions that offer Solo 401(k) Plan restrict the Plan participant to invest […]

Read More →




You Can Use Your IRA Financial Group Self Directed IRA for Peer to Peer Lending

May 22nd, 2017

IRA Financial Group, the leading provider of self-directed IRA LLC and solo 401(k) plan solutions has designed a cost effective solution for peer-to-peer lenders looking to generate tax-deferred or tax-free returns without high annual IRA custodian costs. As a result of the very strong demand from peer-to-peer IRA investors looking to have more control over […]

Read More →




What Are the Main Advantages of Converting to a Self-Directed Roth IRA?

May 17th, 2017

The main advantage of a Roth IRA over a Traditional IRA is that if you qualify to make contributions, all distributions from the IRA are tax-free. Furthermore, unlike traditional IRAs, you may contribute to a Roth IRA for as long as you continue to have earned income (for a traditional IRA – you can’t make […]

Read More →




How Does an Owner-Only 401k Work?

May 15th, 2017

With IRA Financial Group, you no longer have to spend $2000 to $5,000 or more to set up your Owner-Only 401(k) Plan, also known as a Solo 401(k) Plan, or pay excessive administration fees. Work directly with our in-house tax and ERISA professionals to customize your Solo 401(k) Plan based on your investment and retirement […]

Read More →




IRA Financial Group Introduces New Cryptocurrency Self-Directed IRA with Checkbook Control Solution

May 9th, 2017

Cryptocurrency self-directed IRA LLC will allow for tax-free treatment on bitcoin & other digital asset transactions using retirement funds. IRA Financial Group, the leading provider of self-directed IRA LLC and Solo 401(k) Plans is proud to announce the introduction of the cryptocurrency self-directed IRA with checkbook control. The cryptocurrency self-directed IRA LLC structure will allow […]

Read More →




Be Careful of These Common Prohibited Transactions with Your Self-Directed IRA

May 8th, 2017

Categories of Prohibited Transactions In general, the type of transactions that could fall under the prohibited transaction rules pursuant to Code Section 4975 can be viewed in the context of three unofficial categories: Direct Prohibited Transactions 4975(c)(1)(A): The direct or indirect Sale, exchange, or leasing of property between an IRA and a “disqualified person” Ben […]

Read More →




New Trump Passthrough Tax Plan Could Impact Retirement Savings for Small Business

May 5th, 2017

Proposed 15% tax rate on business income could reduce Solo 401(k) Plan and SEP IRA contributions IRA Financial Group, the leading provider of self-directed solo 401(k) plans, has issued a report that believes that President Trump proposed 15% tax rate for so called pass-through businesses, such as partnerships, LLCs and S Corporations, will help many […]

Read More →