Archive for July, 2015

IRA Financial Group Podcast Episode 27 – The New Book by Adam Bergman, Going Solo – America’s Best-Kept Retirement Secret For The Self Employed

July 31st, 2015

IRA Financial Group’s Adam Bergman discusses his new book Going Solo – America’s Best-Kept Retirement Secret For The Self Employed, available now on Amazon. Click Here to Listen  

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Are You Allowed to Contribute to Both a Solo 401k and SEP IRA?

July 31st, 2015

Yes. You can make contributions to both a SEP and a Solo 401(k) Plan. In other words, a business can have both a SEP IRA and a Solo 401(K) Plan, although, there is generally no advantage for a business to have both active at the same time. A Solo 401(k) Plan includes both an employee […]

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IRA Financial Group Podcast Episode 26: Can I hold IRS Approved Coins Personally

July 30th, 2015

IRA Financial Group’s Adam Bergman discusses what types of coins can be purchased with retirement funds and how the coins should be held.  Mr. Bergman discusses if you can hold IRS approved coins in your personal possession. Click Here to Listen  

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First Book Published on the Self-Directed Solo 401(k) Retirement Plan Now Available on Amazon

July 28th, 2015

Adam Bergman, IRA Financial Group Partner, authors market’s first book discussing the self-directed Solo 401(k) Plan. After several years of research and writing, on July 25, 2015, the book: Going Solo: America’s Best Kept Retirement Secret For the Self-Employed – What Financial Institutions Won’t Tell You About Saving for Retirement, was released on Amazon. The […]

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Gold Market Slump Surprisingly Not Impacting Self-Directed IRA Investors Demand For Precious Metals

July 27th, 2015

Interest in precious metals continues to be strong in light of 5-year gold market slide IRA Financial Group, the leading provider of “checkbook control” Self-Directed IRA LLC solutions continues to see strong demand form its Self-Directed IRA and Solo 401(k) plan clients for gold and other IRS approved precious metals in light of five year […]

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The Law Concerning Solo 401k Plans

July 24th, 2015

The Employee Retirement Income Security Act of 1974 ( ERISA) ( Pub.L. 93-406, 88  Stat. 829, enacted September 2, 1974) is an American federal statute that establishes minimum standards for pension plans in private industry and provides for extensive rules on the federal income tax effects of transactions associated with employee benefit plans. ERISA contained sweeping changes […]

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What is Unrelated Business Taxable Income or UBTI?

July 23rd, 2015

The tax advantage of an IRA is that income is tax-free until distributed. In general, an exempt organization is not taxed on its income from an activity that is substantially related to the charitable, educational, or other purpose that is the basis for the organization’s exemption. Such income is exempt even if the activity is […]

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Advantages of Using ROBS to Fund a Business

July 22nd, 2015

When it comes to using retirement funds to buy or finance a business that you or another “disqualified person” will be involved in personally, there is only one legal way to do it and that is through the Business Acquisition Solution, also known as a Rollover Business Start-Up (ROBS). The ROBS solution takes advantage of […]

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