Archive for October, 2016

What Real Estate Transactions are Subject to the UBTI Tax

October 31st, 2016

It has always been permissible for you to use Solo 401(k) and Self Directed IRA funds to invest in real estate.  One question is what factors do the IRS and Courts use to determine if a real estate transaction is subject to the Unrelated Business Taxable Income rules. In Mauldin v. Comr. 195 F.2d 714 […]

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IRA Financial Group Podcast Episode 66: What Is a Self-Directed IRA Disqualified Person?

October 28th, 2016

IRA Financial Group’s Adam Bergman discusses who is considered a disqualified person in a Self-Directed IRA or Solo 401(k) transaction and the types of transactions that are considered prohibited transactions.   Click Here to Listen  

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IRA Financial Group Launches Client Testimonial Page for Self-Directed IRA and Solo 401(k) Plan Clients

October 27th, 2016

IRA Financial Group, the leading provider of self-directed IRA LLC and Solo 401(k) plan solutions, is proud to announce the launching of a new webpage focusing on testimonials from hundreds of its 12,000 plus self-directed IRA, solo 401(k) plan, and ROBS plan clients. “We are excited to share some of the positive feedback from some […]

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Peer to Peer Lending with a Self Directed IRA

October 26th, 2016

IRA Financial Group, the leading provider of self-directed IRA LLC and solo 401(k) plan solutions has designed a cost effective solution for peer-to-peer lenders looking to generate tax-deferred or tax-free returns without high annual IRA custodian costs. As a result of the very strong demand from peer-to-peer IRA investors looking to have more control over […]

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The Law and the One Participant 401k Plan

October 24th, 2016

The Employee Retirement Income Security Act of 1974 ( ERISA) ( Pub.L. 93-406, 88  Stat. 829, enacted September 2, 1974) is an American federal statute that establishes minimum standards for pension plans in private industry and provides for extensive rules on the federal income tax effects of transactions associated with employee benefit plans. ERISA contained sweeping changes […]

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The Difference Between Checkbook Controlled and Custodian Controlled Self Directed IRAs

October 24th, 2016

Many IRA custodians advertise themselves as offering a Self Directed IRA, but what that really means is that you can direct your IRA as long as you direct into one of their offerings. In other words, in a custodian controlled self directed IRA, you are generally only permitted to invest your IRA funds in investments […]

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Distribution Rules for a Solo 401k Plan

October 20th, 2016

A Solo 401(k) plan is a great retirement plan for accumulating retirement wealth through high contributions and alternative asset investment opportunities. However, there are times that one needs to access their Solo 401(k) plan funds either voluntarily or as required by law. In the case of an IRA, the IRA owner may take distributions from […]

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What Sets Apart the IRA Financial Group?

October 18th, 2016

The IRA Financial Group is owned and operated by tax and ERISA professionals who have worked at some of the largest law firms in the United States, including White & Case LLP and Dewey & LeBoeuf LLP. As a result, our retirement tax professionals’ tax and IRA knowledge in this area is unmatched. Unlike our […]

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