Archive for February, 2017

The Fiduciary Rule In Flux – The Impact On IRA Vs. 401(k) Plan Investments

February 28th, 2017

President Trump’s decision to delay the implantation of President Obama’s fiduciary rule, which was in the works for almost six years, put’s a pause on a framework that would have regulated the investment advice given to 401(k) plans and IRAs equally. Obama’s fiduciary rule aimed to protect retirement savers from bad advice and keep more […]

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UDFI And Using A 401(k) Plan To Buy Real Estate

February 27th, 2017

One of the advantages of using retirement funds, such as a Solo 401(k) plan, to make investments is that, in most cases, all income and gains from the investment will flow back to the 401(k) plan tax-deferred or tax-free in the case of a Roth. This is because a 401(k) plan is exempt from tax […]

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Valuing Alternative Assets In A Self-Directed IRA

February 23rd, 2017

This article originally appeared on Forbes.com, written by our own Adam Bergman – Every IRA custodian is required to report annually to the Internal Revenue Service (“IRS”) the fair market value of each IRA it holds.  The IRA custodian will report the fair market value of the IRA to the IRS using IRS Form 5498.  […]

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Why Choose the IRA Financial Group for Your Solo 401k Plan

February 22nd, 2017

IRA Financial Group is one of the nation’s top Solo 401(k) Plan providers. Excellence: Our in-house retirement tax professionals have worked at some of the largest law firms in the United States, including White & Case LLP and Dewey & LeBoeuf LLP. Their tax and ERISA experience is unmatched in the industry and is the […]

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The LLC Operating Agreement for a Self-Directed IRA

February 20th, 2017

The LLC Operating Agreement is the core document that is referred to when issues concerning the LLC need to be resolved. The LLC Operating Agreement is the most important document for your Self Directed IRA. It is extremely important that you create an Operating Agreement for your Self Directed IRA LLC. The standard LLC Operating […]

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Your Self-Directed IRA Custodian Fees May Be Tax Deductible

February 16th, 2017

Unbeknownst to many retirement account holders, payment of individual retirement account (“IRA”) custodian/trustee fees is generally tax-deductible.  Under Internal Revenue Service (“IRS”) rules, in place of the standard deduction, one can deduct certain expenses as miscellaneous itemized deductions on Schedule A (Form 1040 or Form 1040NR). One can only claim the amount of expenses that […]

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Solo 401k Myths Debunked

February 15th, 2017

The Solo 401(k) Plan is essentially a regular, plain-old, vanilla 401(k) plan that has one participant, who is a self-employed individual, or that person and his or her spouse. There is some misinformation being disseminated about these plans and we would like to set the record straight. We want to let you know what is […]

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Why Is It Important To Have Checkbook Control Over Your Self-Directed IRA?

February 13th, 2017

A Self-Directed IRA LLC with “Checkbook Control” plan is an IRS and tax court approved structure that will allow you to use your IRA funds to make almost any type of investment, including real estate, tax liens, precious metals, foreign currency and much more tax free! With a “checkbook control” Self-Directed IRA LLC you will […]

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