Archive for April, 2018

IRA Financial Group Podcast Episode 126: Navigating The Fake News About Holding Bitcoin IRA

April 30th, 2018

IRA Financial Group’s Adam Bergman discusses the false information that is out there about holding Bitcoins and other cryptocurrencies in an IRA. Click Here to Listen  

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Impact On Self-Directed IRAs Of SEC Fiduciary Rule Proposals

April 30th, 2018

On April 18, 2018, the Securities and Exchange Commission (“SEC”) released a 1,000-page set of proposals intended to limit brokers and investment advisers conflicts of interest for non-retirement and retirement accounts. The SEC’s proposal, which has become known as the “best-interest proposal”, is subject to a 90-day comment period and revisions before being finalized. The […]

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IRA Financial Group Podcast Episode 125: The Scoop On The DOL Investigation Of Wells Fargo On 401k Rollovers

April 27th, 2018

IRA Financial Group’s Adam Bergman discusses a recent release by the DOL on Wells Fargo 401(k) Rollover practices and why rollovers are so important. Click Here to Listen  

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How one less Starbucks Cappuccino a Day Can Make a Millennial Difference

April 26th, 2018

I am going to make a bold statement that I will prove to be true with cold hard numbers. Hey millennials – saving just a few dollars a day or about $4.68 for a double tall non-fat cappuccino at Starbucks – my fav)— can make you a millionaire when you retire. I understand it may […]

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If you are a Millennial & Do Not Want to Have to Work Your Entire Life – You Need to Read This

April 26th, 2018

Americans have one of the lowest savings rates for developed countries. Americans are the ultimate consumers, and that definitely plays a role. However, I believe that education—or its lack thereof—is a big factor. Most people don’t understand the basic concepts of retirement planning and how crucial it is, largely because it’s not widely taught in […]

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How to Get More Companies to Offer Employees Retirement Plans at Work

April 25th, 2018

As of March 2018, there are approximately 126 million American workers.  According to the Investment Company Institute, in 2015, about 54 million American workers were active 401(k) participants, and there were nearly 550,000 401(k) plans.  With over 11 million business with employees in the U.S., according to the NAICS Association, there are still a large […]

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What’s the Difference Between a Solo 401(k) and a Regular 401(k)?

April 25th, 2018

Essentially, a Solo 401(k) plan just means a 401(k) plan adopted by an employer or business which has no full-time employees other than he owner(s) or their spouses. A Solo 401(k) plan is much easier and far more cost effective for a business to adopt a Solo 401(k) plan than a 401(k) plan subject to […]

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IRA Financial Group Podcast Episode 124: There Is One Thing The Left And Right Can Agree On – The U.S. Retirement System Works

April 25th, 2018

IRA Financial Group’s Adam Bergman discusses how the U.S. retirement system is one thing that the government has gotten right and why you don’t see much debate in Congress about it. Click Here to Listen  

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