Archive for the ‘Roth IRA Rules’ Category

If you are a Millennial & Do Not Want to Have to Work Your Entire Life – You Need to Read This

April 26th, 2018

Americans have one of the lowest savings rates for developed countries. Americans are the ultimate consumers, and that definitely plays a role. However, I believe that education—or its lack thereof—is a big factor. Most people don’t understand the basic concepts of retirement planning and how crucial it is, largely because it’s not widely taught in […]

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What You Need To Know Before Establishing A Roth IRA For Your Kids

March 14th, 2018

Here’s the latest article from our own Adam Bergman that appeared on about setting up a Roth IRA for your child(ren) – Numbers don’t lie.  Anyone that has played around with a Roth IRA retirement calculator has probably been tempted to plug in some numbers based on the assumption that they started making contributions […]

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Court Affirms Legality Of Roth IRA DISC Strategy

March 2nd, 2017

Here’s another article from written by Adam Bergman – On February 16, 2017, the United States Appeals Court for the Sixth Circuit in Summa Holdings, Inc. v. Commissioner of Internal Revenue held that using DISC and Roth IRA strategy for their Congressional-sanctioned purpose, tax avoidance, was permissible.  The Appeals Court reversed a previous Tax […]

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Why You Should Convert to a Self Directed Roth IRA

September 22nd, 2015

The main advantage of a Roth IRA over a Traditional IRA is that if you qualify to make contributions, all distributions from the IRA are tax-free. Furthermore, unlike traditional IRAs, you may contribute to a Roth IRA for as long as you continue to have earned income (for a traditional IRA – you can’t make […]

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Should You Convert Your Traditional IRA to a Roth IRA?

September 4th, 2015

The consensus view is that the conversion route should be considered by taxpayers who: have a number of years to go before retirement (and are therefore able to recoup the dollars that are lost to taxes on account of the conversion); anticipate being taxed in a higher bracket in the future than they are now; […]

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Rollover Rules for a Roth IRA

June 4th, 2015

The contribution limitation does not apply to a “qualified rollover contribution,” but no rollover contribution other than a qualified rollover contribution is permitted. The term “qualified rollover contribution” includes only the following: A rollover contribution from another Roth IRA. A rollover contribution from a traditional IRA that satisfies the requirements for a rollover from one […]

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Distribution Rules for a Self Directed Roth IRA

May 6th, 2015

The advantage of contributing to a self-directed Roth IRA is that income and gains generated by the Roth IRA investment can be tax-free and penalty-free so long as certain requirements are satisfied. Unlike with a traditional self-directed IRA, contributions to a self-directed Roth IRA are not tax deductible. Unlike the self-directed Traditional IRA, there is […]

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The Power of Tax Free Investing With a Roth IRA

July 17th, 2014

The primary advantage of using a Self-Directed Roth IRA LLC to make investments is that all income and gains associated with the Roth IRA investment grow tax-free and will not be subject to tax upon withdrawal or distribution. This is because unlike traditional IRAs, you are generally not subject to any tax upon taking Roth […]

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