Archive for the ‘Roth IRA’ Category

New Ruling Expected to Increase Popularity of DISC Roth IRA Tax Strategy

March 6th, 2017

Appeals Court in Summa Holdings affirmed use of having commissions from domestic international sales corporation go to a Roth IRA IRA Financial Group, the leading provider of self-directed IRA retirement solutions, believes that the Sixth Circuit Appeals Court decision which held that using a DISC and Roth IRA strategy for their congressional-sanctioned purposes—tax avoidance was […]

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Court Affirms Legality Of Roth IRA DISC Strategy

March 2nd, 2017

Here’s another article from Forbes.com written by Adam Bergman – On February 16, 2017, the United States Appeals Court for the Sixth Circuit in Summa Holdings, Inc. v. Commissioner of Internal Revenue held that using DISC and Roth IRA strategy for their Congressional-sanctioned purpose, tax avoidance, was permissible.  The Appeals Court reversed a previous Tax […]

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Understanding Your Options When Inheriting An IRA From A Non-Spouse

January 27th, 2017

Here’s another article from Adam Bergman that originally appeared on Forbes.com – Unfortunately, the Internal Revenue Service (“IRS”) does not allow you to keep retirement funds in your account indefinitely. The required minimum distribution rules (“RMD”) were created in order to guarantee the flow of IRA funds into the federal income tax system as well […]

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Some Simple Year-End Retirement Planning Opportunities That Can Sweeten Your Retirement

December 21st, 2016

With the end of the year approaching, there is still time left to consider retirement planning opportunities.  Below are some simple, but potentially financially rewarding, retirement planning ideas to think about: IRA Contributions: For 2016, the maximum IRA contribution is $5500 or $6500 if over the age of fifty and will remain the same for […]

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How Do You Convert Your Current Retirement Plan to a Self-Directed Roth IRA

December 19th, 2016

IRA Rollovers to the Self-Directed Roth IRA Conversion In general, Roth IRA conversions and retirement plan rollovers to a Roth IRA are taxable events. The reason for this is a Roth IRA is an after-tax account that allows for tax-free distributions if certain rules are satisfied. A conversion is a taxable movement of cash or […]

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You May Want to Wait on that Roth IRA Conversion

December 1st, 2016

This article originally appeared on Forbes.com – Nearly every December, one of the more common questions directed at tax professionals is whether one should convert their pre-tax IRA or 401(k) qualified retirement plan to a Roth IRA or Roth 401(k) plan.  There is generally no wrong or right answer, but much of the analysis tends […]

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Trump Presidency May Lead to More Self-Directed Roth IRA Investors

November 28th, 2016

Prospect of reduced income tax rates under President Trump expected to increase benefit of making Roth IRA contributions IRA Financial Group, a leading provider of self-directed IRA and Solo 401(k) plans, expects to see a surge in the popularity of the self-directed Roth IRA. Based on Donald Trump’s Presidential Election victory, Mr. Trump’s tax plan […]

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Adam Bergman – IRA Financial Group Partner – Publishes Book on the Power of the Roth IRA Now Available on Amazon

July 1st, 2016

New Roth IRA book is aimed at helping millennials and Generation Xers save for retirement Adam Bergman, tax attorney and IRA Financial Group partner announces the release of his fourth book on retirement accounts entitled,: In God We Trust – In Roth We Prosper. How contributing just a few dollars a day to a Roth […]

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