Using a Loan With a Solo 401K Plan to Make an Investment

May 3rd, 2013

When it comes to using retirement funds, such as a Solo 401K Plan, to make investments, the question arises whether a Solo 401K Plan can utilize a loan as part of the transaction. The IRS has always allowed a Solo 401K Plan to make traditional as well as non-traditional investments such as real estate. However, […]

Read More →




In Light of Rebounding Real Estate Market, Real Estate Agents Turning to Solo 401(k) Plan to Help Reduce Taxable Income

May 1st, 2013

Solo 401(k) Plan would allow real estate professionals to defer up to $56,500 for 2013 IRA Financial Group, the leading facilitator of Solo 401(k) Plans has seen a strong demand from real estate agents looking to establish Solo 401k real estate Plans for the business in order to reduce their taxable income in 2013. As […]

Read More →




Self-Directed IRA or Solo 401K – What is the Better Retirement Strategy for Me?

April 25th, 2013

At one point in everybody’s life they have or will contemplate the dilemma of what retirement plan is best suited for them.  There are over 45 million IRA today.  However, that does not necessarily mean the Self-Directed IRA is the right retirement strategy.  A Self-Directed IRA, which is governed by the rules pursuant to IRC […]

Read More →




Eligible Employer Small Business Credit Does Not Apply to the Solo 401(k) Plan

March 20th, 2013

The 2001 Economic Growth Tax Relief and Reconciliation Act included a provision that would allow small businesses to You may be claim a tax credit for part of the ordinary and necessary costs of starting a SEP, SIMPLE, or 401(k) qualified plan. The Solo 401(k) credit equals 50% of the cost to set up and […]

Read More →




How to Calculate the UBTI Tax on a Real Estate Nonrecourse Loan with a Self-Directed IRA?

March 11th, 2013

IRS Form 990-T, specifically Schedule E, is the tax form where a charitable organization of retirement account, such as an IRA or Roth IRA would report income that would be subject to the Unrelated Business Taxable Income (also known as UBIT or UBTI) or Unrelated Debt Financed Income tax.  In general, only income generated from […]

Read More →




How to Calculate Tax on Using Nonrecourse Loan with a Self-Directed IRA

March 11th, 2013

IRS Form 990-T, specifically Schedule E, is the tax form where a charitable organization of retirement account, such as an IRA or Roth IRA would report income that would be subject to the Unrelated Business Taxable Income (also known as UBIT or UBTI) or Unrelated Debt Financed Income tax.  In general, only income generated from […]

Read More →




Is it Possible to use Margin with a Self-Directed IRA LLC?

March 5th, 2013

When it comes to making investments with a self-directed IRA LLC, the IRS generally does not tell you what you can invest in, only what you cannot invest in.  The types of investments that are not permitted to be made using retirement funds is outlined in Internal Revenue Code Section 408 and 4975.  These rules […]

Read More →




Does a Short Sale With a Self-Directed IRA LLC Trigger an IRS Prohibited Transaction?

March 1st, 2013

When it comes to making investments with a self-directed IRA LLC, the IRS generally does not tell you what you can invest in, only what you cannot invest in.  The types of investments that are not permitted to be made using retirement funds is outlined in Internal Revenue Code Section 408 and 4975.  These rules […]

Read More →