IRA Financial Group Report Shows Growing Trend of Self-Directed IRA Investors Using retirement Funds to Buy Real Estate in Emerging Markets

May 8th, 2013

IRA Financial Group, the leading provider of self-directed IRA LLC “checkbook control” solutions, has witnessed a growing number of retirement investors looking to use their retirement funds to buy real estate in emerging markets, such as Africa, the Middle East, and Latin America. “Over the last year, we have a witnessed a surging number [...]

May 6th, 2013

Many traditional IRA custodians advertise themselves as offering a Self-Directed IRA, but what that really means is that you will need approval from your custodian before making an investment. Whereas, in the case of a truly Self-Directed IRA, a limited liability company (“LLC”) is established that is owned by the IRA account and managed by [...]

May 3rd, 2013

In general, an individual with an IRA is permitted rollover existing IRA funds to a new Solo 401(K) Plan. The IRA rollover can be in cash or in-kind assets, such as real estate or notes. The IRS allows IRA holders to rollover IRA funds and assets in a 401(k) qualified retirement plan. Note – Roth [...]

May 3rd, 2013

In general, an individual with a self-directed IRA that owns real estate is permitted to transfer in-kind the real estate to the a new Solo 401(k) Plan without tax or penalty. The IRS allows IRA holders to rollover IRA funds and assets in a 401(k) qualified retirement plan. Note – Roth IRA funds cannot be [...]

May 2nd, 2013

IRA Financial Group, the leading provider of Self-Directed IRA LLC solutions, announces the finding of its internal housing report which showed self-directed IRA investors are discovering that there are not enough houses for sale to accommodate the recent flush of demand. The unusually low level of homes for sale is creating widespread problems for buyers [...]

March 11th, 2013

IRS Form 990-T, specifically Schedule E, is the tax form where a charitable organization of retirement account, such as an IRA or Roth IRA would report income that would be subject to the Unrelated Business Taxable Income (also known as UBIT or UBTI) or Unrelated Debt Financed Income tax. In general, only income generated from [...]

March 6th, 2013

The IRS has always permitted an IRA to purchase or hold real estate or raw land. Making a real estate IRA investment is as simple as writing a check. The Internal Revenue Code does not describe what an IRA can invest in, only what it cannot invest in. Internal Revenue Code Sections 408 & 4975 [...]

February 28th, 2013

In general, the Internal Revenue Code does not describe what a Self Directed IRA can invest in, only what it cannot invest in. Internal Revenue Code Sections 408 & 4975 prohibits Disqualified Persons from engaging in certain type of transactions. The purpose of these rules is to encourage the use of IRAs for accumulation of [...]