Looking for a Solo 401(k) Plan Record Keeper?

April 11th, 2016

The all in one 401(k) retirement solution provider and Recordkeeper for your Business Most small retirement plans appoint the employer as plan administrator. Management of the entity may designate an individual or an entity to perform these functions. Due to the complexity and timing involved, most small employers appoint an independent third-party to assist with […]

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IRA Financial Group Podcast Episode 51: Your Solo 401(k) Plan & IRS Form 5500-EZ – New IRS Guidance

March 7th, 2016

IRA Financial Group’s Adam Bergman discusses changes made to IRS Form 5500-EZ and new IRS guidance on those changes. Click Here to Listen  

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Food Service Industry Most Popular Type of Businesses Being Established with ROBS Structure in 2015

July 8th, 2015

Growth in number of individuals using retirement funds to start food and hospitality type businesses/franchises in 2015. IRA Financial Group, a provider of Rollover Business Startup Solution (“ROBS”) solutions, has seen a surge in individuals looking to use retirement funds to establish new businesses in the food and hospitality industries. “In 2015 the food and […]

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Using Your IRA Funds to Purchase a Business

July 7th, 2015

Leaving your job or thinking of leaving your job and have an IRA or 401(k) qualified retirement plan? Why not use your IRA or 401(k) Plan to invest in yourself instead of a falling stock market? Why put your hard earned retirement funds in the hands of Wall Street when you can use your 401(k) […]

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ROBS and the IRS

June 19th, 2015

The Rollover Business Startup (ROBS) solution is an IRS approved strategy that takes advantage of an exception to the prohibited transaction rules under Internal Revenue Code Section 4975(d) to allow a 401(k) qualified retirement plan to buy C Corporation stock (“Qualifying Employer Securities”).   The ROBS solution is the only IRS approved way one can […]

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Rules for the Real Estate IRA

January 27th, 2015

A Self-Directed IRA LLC offers one the ability to use his or her retirement funds to make almost any type of investment on their own without requiring the consent of any custodian or person. The IRS and Department of Labor only describe the types of investments that are prohibited, which are very few. The basis […]

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IRS Announces Annual Solo 401(k) Plan Contribution Limits To Increase for 2015 Taxable Year

January 7th, 2015

Self-employed individuals and business owners can defer up to $53,000 and $59,000 if over 50 years old in 2015 Starting on January 1, 2015, the Internal Revenue Service (“IRS”) announced that self-employed individuals and small business owners that have adopted a solo 401K plan for the 2015 taxable year will be able to make tax-deferral […]

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Administering Your Solo 401k with Form 5500-EZ

January 5th, 2015

In general, the solo 401(k) plan is easy to operate. There is generally no annual filing requirement unless the fair market value of your solo 401(k) plan asset exceeds $250,000, as of December 31 of the previous year. If your solo 401(k) plan assets exceed $250,000 as of 12/31 of the previous year, you will need to […]

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