What Does the IRS Say About ROBS?

July 12th, 2017

The Employee Retirement Income Security Act of 1974 (otherwise known as ERISA) and the Internal Revenue Code clearly allow for the use of retirement funds to acquire or invest in a new or existing business as long as the transaction complies with IRS and ERISA rules and regulations. Business owners have been using retirement funds […]

Read More →




Completing IRS Form 5500 for Your Individual 401k

March 20th, 2017

In general, the solo 401(k) plan, also known as an Individual 401(k), is easy to operate. There is generally no annual filing requirement unless the fair market value of your solo 401(k) plan asset exceeds $250,000, as of December 31 of the previous year. If your solo 401(k) plan assets exceed $250,000 as of 12/31 of the […]

Read More →




Court Affirms Legality Of Roth IRA DISC Strategy

March 2nd, 2017

Here’s another article from Forbes.com written by Adam Bergman – On February 16, 2017, the United States Appeals Court for the Sixth Circuit in Summa Holdings, Inc. v. Commissioner of Internal Revenue held that using DISC and Roth IRA strategy for their Congressional-sanctioned purpose, tax avoidance, was permissible.  The Appeals Court reversed a previous Tax […]

Read More →




Looking for a Solo 401(k) Plan Record Keeper?

April 11th, 2016

The all in one 401(k) retirement solution provider and Recordkeeper for your Business Most small retirement plans appoint the employer as plan administrator. Management of the entity may designate an individual or an entity to perform these functions. Due to the complexity and timing involved, most small employers appoint an independent third-party to assist with […]

Read More →




IRA Financial Group Podcast Episode 51: Your Solo 401(k) Plan & IRS Form 5500-EZ – New IRS Guidance

March 7th, 2016

IRA Financial Group’s Adam Bergman discusses changes made to IRS Form 5500-EZ and new IRS guidance on those changes. Click Here to Listen  

Read More →




Food Service Industry Most Popular Type of Businesses Being Established with ROBS Structure in 2015

July 8th, 2015

Growth in number of individuals using retirement funds to start food and hospitality type businesses/franchises in 2015. IRA Financial Group, a provider of Rollover Business Startup Solution (“ROBS”) solutions, has seen a surge in individuals looking to use retirement funds to establish new businesses in the food and hospitality industries. “In 2015 the food and […]

Read More →




Using Your IRA Funds to Purchase a Business

July 7th, 2015

Leaving your job or thinking of leaving your job and have an IRA or 401(k) qualified retirement plan? Why not use your IRA or 401(k) Plan to invest in yourself instead of a falling stock market? Why put your hard earned retirement funds in the hands of Wall Street when you can use your 401(k) […]

Read More →




ROBS and the IRS

June 19th, 2015

The Rollover Business Startup (ROBS) solution is an IRS approved strategy that takes advantage of an exception to the prohibited transaction rules under Internal Revenue Code Section 4975(d) to allow a 401(k) qualified retirement plan to buy C Corporation stock (“Qualifying Employer Securities”).   The ROBS solution is the only IRS approved way one can […]

Read More →