Funding a Business with Your Retirement Plan – How Does it Work?

September 17th, 2014

The legality of using retirement funds to purchase employer corporate stock is firmly established in the Internal Revenue Code and under ERISA law. The IRA Financial Group’s in-house retirement tax professionals have spent the last two years developing an IRS and ERISA compliant structure for using retirement funds to acquire or invest in a business […]

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Why IRA Financial Group is the Place for Your Retirement Savings

July 22nd, 2014

The Mission of IRA Financial Group is: to create exceptional value for our customers by harmoniously blending professionalism; quality and efficiency; to deliver highly customized client services at an affordable price; to adhere to the highest ethical standards; to exceed our clients’ expectations. Because of our core values our clients have come to rely on […]

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IRA Financial Group Reviews – The Best Individual 401(K) Plan Providers

January 14th, 2014

The individual 401(k) Plan, also known as the solo 401(k) or Self-Directed 401(k) Plan, is an IRS approved type of qualified retirement plan which is suited for business owners who do not have any employees, other than themselves and perhaps their spouse. The individual 401(k) plan is not a new type of plan. It is […]

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Best Solo 401K Provider for 2013

June 25th, 2013

Selecting the best solo 401K plan provider is an important decision that should be researched thoroughly.  Below are several tips to help you select the best solo 401(k) Plan provider for your self-employed or small business retirement plan. 1.  Always make sure you are working with a tax attorney:  There are several companies on the […]

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401(k) Plan Record Keeper

June 24th, 2013

Not all retirement plans are the same. Our 401(k) Plans gives you the flexibility to customize a retirement plan that meets the specific needs of your company, the company’s executives, and the employees. Our IRS approved 401(k) plan and bundled recordkeeping services are specifically customized to small businesses with less than 50 employees, which allows […]

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The Individual 401(k) Home Purchase Plan

June 6th, 2013

The IRA Financial Group Individual 401(k) Home Purchase Plan allows investors to borrow up to $50,000 from their retirement funds to purchase a primary residence. A Solo 401(k) loan is permitted at any time using the accumulated balance of the Solo 401(k) as collateral for the loan. A Solo 401(k) participant can borrow up to […]

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Can I rollover IRA Funds from an IRA to a Solo 401(k) Plan?

May 3rd, 2013

In general, an individual with an IRA is permitted rollover existing IRA funds to a new Solo 401(K) Plan.  The IRA rollover can be in cash or in-kind assets, such as real estate or notes.   The IRS allows IRA holders to rollover IRA funds and assets in a 401(k) qualified retirement plan.  Note – Roth […]

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Beneficiary Ira Rules

October 6th, 2011

When an IRA proprietor passes away, his IRA finances go to a nominated beneficiary. The exact quantity of money distributed to a recipient depends on whether the recipient is a non-spouse or a spouse. If you are named a recipient of an IRA, investigate the inheritance and Beneficiary Ira Rules for your profile.

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