IRA Financial Group Founder – Adam Bergman – Calls for Increase in Income Limitations for Annual Savers Credit for Retirement Account Contributions

March 17th, 2016

Increase in annual income limitation for saver’s credit will help spur interest in retirement savings for millions of Americans. Adam Bergman, founder of the IRA Financial Group, the leading provider of self-directed IRA retirement solutions, believes that the annual income limitations for the Saver’s credit should be increased in order to reach more Americans. For […]

Read More →




Solo 401(k) Contribution Rules for 2014

March 17th, 2014

Under the 2014 Solo 401(k) contribution rules, a plan participant under the age of 50 can make a maximum employee deferral contribution in the amount of $17,500. That amount can be made in pre-tax or after-tax (Roth). On the profit sharing side, the business can make a 25% (20% in the case of a sole […]

Read More →




IRA Financial Group Introduces One-Day Set-Up Solo 401(k) Plan Solution for Sole Proprietors

February 25th, 2014

Individual 401(k) Plan solution can be set-up in one day and accept direct rollovers from former employer retirement plans tax-free and penalty-free. IRA Financial Group, the leading provider of self-directed retirement plans, announces the introduction of the one-day set-up solo 401k plan solution” for sole proprietors and small businesses owners. The one-day solo plan set-up […]

Read More →




My Solo 401K Contribution Rules

February 12th, 2014

One of the most popular reasons for having a solo 401(k) Plan is the ability to make high annual contributions in either pre-tax or after tax (Roth format).  Under the 2014 Solo 401(k) contribution rules, a plan participant under the age of 50 can make a maximum employee deferral contribution in the amount of $17,500. […]

Read More →




President Obama MyRA Proposal Would Negatively Impact American Retirees

January 31st, 2014

MyRA retirement account to have a government guarantee but offer low returns and limited investment options On January 28, 2014, in his State of the Union address, President Barack Obama indicated that he is directing the Treasury Department to create a new type of retirement savings account for millions of Americans that would include a […]

Read More →




Why Establish a Retirement Plan?

July 9th, 2013

What is a 401(k) Plan? A 401(k) is known as an employer-sponsored employee benefit arrangement that is established for the purpose of providing retirement income for those that are eligible. But how does one contribute towards an account established on the participants’ behalf within a qualified retirement plan? The 401(k) participants have the option to […]

Read More →




401(k) Plan Record Keeper

June 24th, 2013

Not all retirement plans are the same. Our 401(k) Plans gives you the flexibility to customize a retirement plan that meets the specific needs of your company, the company’s executives, and the employees. Our IRS approved 401(k) plan and bundled recordkeeping services are specifically customized to small businesses with less than 50 employees, which allows […]

Read More →




Customized Self-Employed 401(k) Retirement Plan Solution for Small Business Owners with No Custodian or Recordkeeping Fees

May 24th, 2013

Self-Employed 401(k) Plan will offer self-employed business owners with a customized retirement and investment solution with no custodian or third-party recordkeeping fees IRA Financial Group, the leading provider of Self-Employed 401K retirement plans, introduces a specially customized self-directed 401(k) retirement plan for self-employed professionals and small business owners with no full-time employees. A Self-Employed 401K […]

Read More →