Can You Borrow from Your Self-Directed IRA to Invest?

July 27th, 2017

The Self-Directed IRA is a retirement solution that will unlock a world of investment opportunities. The Self-Directed IRA is a retirement investment vehicle that allows one to use their retirement funds to make traditional as well as non-traditional investments, such as real estate tax-free and without custodian consent. In most instances, investors using retirement funds […]

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What The Law Says About Unrelated Business Taxable Income In Non-Real Estate Investments

July 24th, 2017

This article, written by Adam Bergman, originally appeared on Forbes.com – For many retirement account investors, understanding how the Unrelated Business Taxable Income Rules work, also known as UBTI, UBIT, or debt-financed income rules, and how they may potentially apply to one’s retirement account investment has been a challenge.  The main reason is that the […]

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IRA Financial Group Introduces New Self-Directed IRA Bitcoin Solution for Retirement Account Investors

July 20th, 2017

Checkbook control self-directed IRA solution will allow individuals to trade or hold Bitcoins and other cryptocurrency directly via their IRA LLC IRA Financial Group, the leading provider of self-directed IRA LLC and Solo 401(k) Plans is proud to announce the introduction of the Bitcoin self-directed IRA LLC solution with checkbook control. IRA Financial Group’s Bitcoin […]

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Case Seems to Suggest an IRA Holder Could Not Be Considered a Fiduciary, But IRS Guidance Suggests Otherwise

July 17th, 2017

Greenlee v. Commissioner, T.C. Memo 1996-378 When a plan trustee participates in the decision to cause a plan to make a loan to an entity in which the trustee owns a significant ownership interest, the IRS will likely consider the loan a prohibited transaction, as it did in Technical Advice Memorandum 9119002.  In the Greenlee […]

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Is Buying Bitcoins with an IRA legal?

July 13th, 2017

The Internal Revenue Code does not describe what a Self Directed IRA can invest in, only what it cannot invest in. Internal Revenue Code Sections 408 & 4975 prohibits Disqualified Persons from engaging in certain type of transactions. The purpose of these rules is to encourage the use of IRAs for accumulation of retirement savings […]

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Purchasing Corporation Stock That is Not Deemed a Disqualified Person May Not Be a Prohibited Transaction

July 7th, 2017

ERISA Advisory Opinion Letter 89-03 In this opinion a husband and wife, Mr. and Mrs. Bowns, Frances, owned a small amount of shares in a corporation personally.  Mr. Bowns was also an officer of the corporation and general manager of one of its business divisions.  In addition, Mr. and Mrs. Bowns established IRAs.  They were […]

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New Fiduciary Rule Complicates Matters For Self-Directed IRA Private Fund Investors

July 5th, 2017

Here’s another article from Forbes written by Adam Bergman – On June 9, 2017, the Department of Labor’s (DOL) final rule meaningfully expanded when a person is deemed to be treated as a fiduciary under the Employee Retirement Income Security Act of 1974 (ERISA) and the Internal Revenue Code (Code) as a result of providing […]

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What is a Real Estate IRA LLC and How Do You Use it?

June 30th, 2017

A Real Estate IRA LLC is generally also referred to as a Self Directed IRA LLC with “Checkbook Control”. A Real Estate IRA LLC or Self-Directed IRA LLC with “Checkbook Control” plan is an IRS and tax court approved structure that will allow you to use your IRA funds to purchase real estate or make […]

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