What Types of Business Entities Are Best When Using a Solo 401(k)?

April 18th, 2018

The Solo 401(k) plan may be adopted by an individual sole proprietor, or any other business entity, such as an LLC, corporation, or partnership.  In general, in order to be eligible to benefit from the Solo 401(k) Plan, one must meet just two eligibility requirements: (i) The presence of self-employment activity. (ii) The absence of […]

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Five Things To Consider Before Buying Real Estate With A Self-Directed IRA

April 17th, 2018

In a recent article for Forbes.com, IRA Financial Group president discusses five things to know before using a Self-Directed IRA to purchase real estate – The Internal Revenue Service (“IRS”) permits retirement accounts, such as an IRA, to invest in real estate and other alternative types of investments.  As a matter of fact, IRS rules […]

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IRA Financial Group Podcast Episode 121: This Is What You Need To Know If You Are Thinking About Owning Collectibles With Retirement Funds

April 17th, 2018

IRA Financial Group’s Adam Bergman discusses what you need to know if you are thinking about investing your retirement funds in collectibles, why the IRS prohibits investing an IRA or 401(k) in collectibles and what types of investments get defined as collectibles by the IRS. Click Here to Listen  

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IRA Financial Group Podcast Episode 120: How Do I Know My 401k Roller Was Done Correctly And No Tax Is Due

April 16th, 2018

IRA Financial Group’s Adam Bergman discusses how you know if the 401k rollover that you just did from your former employer was done properly and does not require a tax payment. Click Here to Listen  

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IRA Financial Group Podcast Episode 118: This Is What You Need To Know If You Are Self-Employed And Thinking About Retirement Planning

April 12th, 2018

IRA Financial Group’s Adam Bergman discusses what you absolutely need to know if you are self-employed or a small business owner and thinking about retirement. Click Here to Listen  

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Who Benefits the Most From Using a Solo 401k Plan?

April 12th, 2018

Any sole proprietor or small business owner that wishes to make high annual tax-deferred or Roth contributions, as well as have the ability to borrow up to $50,000 from the plan tax-free. Under the 2018 Solo 401(k) contribution rules, a plan participant under the age of 50 can make a maximum annual employee deferral contribution in the […]

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IRA Financial Group Podcast Episode 115: Tax Return Deadline and Retirement Planning Tips You Need To Know

April 9th, 2018

IRA Financial Group’s Adam Bergman discusses the tax return deadline and retirement planning tips. Click Here to Listen  

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5 Reasons Why Every Self-Employed Individual Should Establish a Solo 401(k) Plan

April 9th, 2018

A Solo 401(k) plan is not a new type of retirement plan. It is a traditional 401(k) plan covering only one employee. In general, in order to be eligible to establish a solo 401(K) plan, one must be self-employed or have a small business with no full-time employees (over 1000 hours during the year) other […]

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