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what happens if i make excess roth ira contributions « IRA Financial Group Blog

Self Directed IRAs and Roth IRAs

May 19th, 2011

A self directed IRA (Individual Retirement Account) allows the account owner to make all investment decisions based on his retirement plan. Some investment options that are allowed by the IRS are stocks, real estate, mortgages and tax liens. The assets of a self directed IRA are maintained by a trustee or custodian who will file […]

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What happens if I Make an Excess IRA Contribution?

January 26th, 2011

Generally, an excess IRA contribution is the amount contributed to an individual’s Traditional IRA and Roth IRA for the year that is more than the above limits. Regular (not rollover) contributions made in the year a person is age 70½ and any later year are also excess contributions unless made to a Roth IRA. An excess contribution […]

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