IRA Financial Group Podcast Episode 130: What Amazon Third-Party Sellers Need To Know About Delivering Retirement Results

May 11th, 2018

IRA Financial Group’s Adam Bergman discusses what Amazon third-party sellers need to know about delivering retirement results, based on a report that came out in the Wall Street Journal about the amount of small businesses that sell products on the Amazon site. Click Here to Listen  

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What’s the Difference Between a Solo 401(k) and a Regular 401(k)?

April 25th, 2018

Essentially, a Solo 401(k) plan just means a 401(k) plan adopted by an employer or business which has no full-time employees other than he owner(s) or their spouses. A Solo 401(k) plan is much easier and far more cost effective for a business to adopt a Solo 401(k) plan than a 401(k) plan subject to […]

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What Types of Business Entities Are Best When Using a Solo 401(k)?

April 18th, 2018

The Solo 401(k) plan may be adopted by an individual sole proprietor, or any other business entity, such as an LLC, corporation, or partnership.  In general, in order to be eligible to benefit from the Solo 401(k) Plan, one must meet just two eligibility requirements: (i) The presence of self-employment activity. (ii) The absence of […]

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IRA Financial Group Podcast Episode 118: This Is What You Need To Know If You Are Self-Employed And Thinking About Retirement Planning

April 12th, 2018

IRA Financial Group’s Adam Bergman discusses what you absolutely need to know if you are self-employed or a small business owner and thinking about retirement. Click Here to Listen  

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Who Benefits the Most From Using a Solo 401k Plan?

April 12th, 2018

Any sole proprietor or small business owner that wishes to make high annual tax-deferred or Roth contributions, as well as have the ability to borrow up to $50,000 from the plan tax-free. Under the 2018 Solo 401(k) contribution rules, a plan participant under the age of 50 can make a maximum annual employee deferral contribution in the […]

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5 Reasons Why Every Self-Employed Individual Should Establish a Solo 401(k) Plan

April 9th, 2018

A Solo 401(k) plan is not a new type of retirement plan. It is a traditional 401(k) plan covering only one employee. In general, in order to be eligible to establish a solo 401(K) plan, one must be self-employed or have a small business with no full-time employees (over 1000 hours during the year) other […]

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Why Use a Roth Individual 401k Plan to Invest in Real Estate?

April 3rd, 2018

Using an Individual 401(k) Plan with a Roth component to purchase real estate or make other alternative asset investments is most tax beneficial way to make such investments. With federal and state income tax rates expected to increase in the future, gaining the ability to generate tax-free returns from your retirement investments when you retire […]

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Not All Solo 401(k) Plans Are The Same

March 26th, 2018

Here’s the latest article by Adam Bergman that originally appeared on Forbes.com – A Solo 401(k) plan is not a new type of retirement plan. It is a traditional 401(k) plan covering only one employee. In general, in order to be eligible to establish a Solo 401(k) plan, one must be self-employed or have a […]

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