Benefit from a 401(k) Rollover to Solo 401(k) Today!

Are you a small business owner? Do you earn self-employment income? You may benefit from the Solo 401(k) Plan. Built in are features specifically designed for you!

  • High maximum contribution limits – up to $62,000
  • High income earners can contribute to Roth
  • Take control of your retirement funds with checkbook control
  • Work directly with IRA Financial’s in-house tax and ERISA specialists


Choose IRA Financial | We’d love to hear from you! You can call our in-house specialists with any questions you have or just fill out the form below and one of our specialists will contact you.

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Why Choose IRA Financial


12,000+ clients

The tax and ERISA specialists at IRA Financial have helped over 12,000 clients self-direct their IRA and invest $4 billion in alternative assets.


7 books

Founder of IRA Financial and former tax and ERISA attorney, Adam Bergman, is the author of seven books that help investors self-direct their IRA.



Find IRA Financial on Forbes! Adam Bergman is a frequent contributor to and an official member of the Forbes Financial Council.

Types of 401k Rollovers

Self-Employed Retirement Plans in a Nutshell

The Solo 401(k)

You’re a small business owner who needs a retirement plan for your needs. Choose the Solo 401(k) Plan, created by the IRS specifically the self-employed. The Solo 401(k) offers you more money, better options to grow your retirement fund and it’s easy to administer.

401(k) Rollover to Solo 401(k)

A 401(k) rollover to a Solo 401(k) is a wise decision if you’re self-employed, a contractor or a sole proprietor. The Solo 401(k) has features built into the plan that specifically benefit your business needs. With a Solo 401(k), you have higher contribution limits, checkbook control and a tax-free $50,000 loan option.

ROBS Prohibited Transaction Rules don't exist. Call the best IRA specialists to invest in what you know.

Roth or Traditional IRA

Your 401(k) Rollover can be rolled into a Roth or traditional IRA. With the Roth 401(k), you can grow your money tax-free and pay no taxes by the time you withdraw. This is not the case with a traditional IRA. As a small business owner, you may benefit more from a 401(k) rollover to a Roth Solo 401(k) Plan.

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What Our Customers Are Saying About Us

“The IRA Financial Group took the time to explain the differences between a Self-Directed IRA and a Solo 401k to me. The entire team I worked with was obviously experienced and extremely knowledgeable. Once I determined the best fit for what I was wanting to accomplish, the process was simple and expedient. I’m extremely satisfied with their service and happy that I decided to go with IRA Financial Group.”

– Lucia Hwang, TX

“The professionals at IRA Financial Group have been great to work with. They have been very responsive to all of my questions and clearly possess the legal and administrative expertise that I sought when I decided to establish a Solo 401K. I am referring friends and relatives to IRA Financial Group.”

– Phil Harrison, MI

“The IRA Financial Group were really great to work with in setting up my solo 401k plan. I had a lot of questions throughout and many specific questions on how to properly transfer funds from an employer 401k that had both before and after tax contributions. They were very patient in answering all questions and getting back to me quickly. I would definitely recommend them to others that are trying to decide who to use for either a self-directed IRA or 401k plan. Thank you!”

– Connie Waring, MN

Benefits of 401k Rollovers

Direct Rollover

Choose a direct rollover so your money gets electronically moved from one account to another. You don’t have to do any work. More importantly, your 401(k) plan writes the check directly to your new IRA account – not you.

Checkbook Control

When you do a 401(k) Rollover to a Solo 401(k) plan, you can receive full control over your IRA with “checkbook control.” This is an IRA structure that allows you to make almost any type of investment without custodian consent.

The $50,000 Loan

A 401(k) Rollover to a Solo 401(k) will instantly benefit you and your business. The Solo 401(k) Plan has a loan feature built into it, allowing participants to take out $50,000 or 50% of their account value (whichever is less). You can use these funds for any purpose, like funding your business or investing in alternative assets.

Roth Solo 401(k) by IRA Financial Group

“What about your IRA, including rollover IRA? You need to look at state law, advises tax attorney Adam Bergman of New York’s IRA Financial Group.”

Roth Solo 401(k) by IRA Financial Group

“Adam Bergman…gets several calls a day from clients like McDermott looking to invest their retirement funds in real estate. ‘Our average client has retirement accounts of about $150,000 and is looking to buy one or two properties.'”

Roth Solo 401(k) by IRA Financial Group

“Jeff Brown…transferred roughly $50,000 from his workplace 401(k) to purchase homes to fix up and sell…He uses a self-directed IRA that he set up through IRA Financial Group in Miami Beach.”


Choose IRA Financial | We’d love to hear from you! You can call our in-house specialists with any questions you have or just fill out the form below and one of our specialists will contact you.

Read our Privacy Policy.

9:00am-7:00pm EST | M-F

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