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The Self-Directed IRA LLC Advantage

Self-Directed IRA Advantage

When it comes to a Self-Directed IRA, there are many advantages. Here are just a few of them so you can learn more about the Self-Directed IRA Advantage.

Tax Advantages

With the Self-Directed IRA LLC, you have all the tax advantages of traditional IRAs, as well as tax deferral and tax-free gains. All income and gains that your IRA investment generates will flow back to your IRA, tax-free. By using a Self-Directed IRA to make investments, the IRA owner is able to defer taxes on any investment returns. As a result, this allows the IRA owner to benefit from tax-free growth. Instead of paying tax on the Self-Directed IRA returns of an investment, tax is paid only at a later date when a distribution is taken. Therefore, the investment can now grow tax-free without interruption.

Investment Options

With the Self-Directed IRA LLC, you can invest in almost any type of investment. This includes real estate, private business entities, tax liens, precious metals and commercial paper, tax-free!

Diversification

With the Self-Directed IRA LLC, you can invest in almost any type of investment. This includes real estate, allowing you to diversify and better protect your retirement portfolio.

“Checkbook Control”

With a Self-Directed IRA LLC, you have even more Self-Directed LLC advantages, including what’s called “Checkbook Control.” As manager of the Self-Directed IRA LLC, you will have the ability to make IRA investments without seeking the consent of a custodian. Instead, all decisions are truly yours.

Access

With a Self-Directed IRA LLC, you will have direct access to your IRA funds. Because of this, you can now make an investment quickly and efficiently. There is no need to obtain approvals from your custodian or deal with time delays in awaiting approval from your custodian or pay any review fees.

Speed

With a Self-Directed IRA LLC, when you find an investment that you want to make with your IRA funds, you have two easy options. First, you can simply write a check. Or you can wire the funds straight from your Self-Directed IRA LLC bank account to make the investment. The Self-Directed IRA LLC allows you to eliminate the delays that occur with an IRA custodian, enabling you to act quickly with any investment opportunity.

Lower fees

Another advantage to a Self-Directed IRA LLC account is that you can save a lot of money on custodian fees. With the “checkbook control” Self-Directed IRA LLC structure, you don’t have to seek custodian investments when making IRA investments. So, this eliminates custodian transaction fees and account valuation fees.

Limited Liability

By using a Self-Directed IRA LLC with “Checkbook Control”, your IRA will benefit from the limited liability protection when using an LLC. By using an LLC, all of your IRA assets held outside the LLC will be shielded from attack. This is especially important in the case of IRA real estate investments where many state statutes impose an extended statute of limitation for claims arising from defects in the design or construction of improvements to real estate.

Asset & Creditor Protection

By using a Self-Directed IRA LLC with “Checkbook Control”, the IRA holder’s IRA will be protected for up to $1 million in the case of personal bankruptcy. In addition, most states will shield a Self-Directed IRA from creditors’ attack against the IRA holder outside of bankruptcy. Therefore, a Self-Directed IRA LLC can often protect the IRA from creditor attack against the IRA holder.

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