Solo 401(k) Plan Distribution Rules

In this article, we provide a general overview of the Solo 401(k) plan distribution rules. It may seem unfair to some that one would need to satisfy certain rules before gaining access to one’s Solo 401(k) plan funds, but that is the way the rules work. When it comes to determining what funds in your […]
Roth IRA Distribution Rules

When analyzing the Roth IRA distribution rules, it is important to examine them based on the origin of the Roth IRA funds.
Buy a Home in Your Self-Directed Roth IRA and Get to Live in it Tax Free

One can take advantage of the Roth IRA benefits by investing in an income property, and then distributing it to live in, tax free.
Hardship Distribution Rules for a Self-Directed IRA

The hardship distribution rules allow for penalty-free access of IRA funds before reaching the age of 59 1/2, though taxes would still be due.
In-Kind IRA Distributions and Conversions

One can take in-kind IRA distributions of any asset held with the plan, or convert those assets from pretax to Roth.
401(k) In-Plan Service Withdrawal Rules

The 401(k) in-plan service withdrawal rules limits the availability of your retirement funds, unless you can satisfy IRS rules.