New SEC Fiduciary Rule – Episode 182
IRA Financial’s Adam Bergman discusses the new SEC Fiduciary Rule and how it will impact your retirement accounts. In his latest podcast, Adam Bergman talks about the new SEC (Security and Exchange Commission) Fiduciary rule. It also known as the Regulation Best Interest rule, or BI. Here, Mr. Bergman will discuss the new rules and […]
The Secure Act – How it Can Impact Your Retirement Savings – Episode 181
SECURE Act is the 1st piece of major legislation concerning retirement plans to come out in a long while and with bipartisan support, it should be law soon.
SECURE Act & its Impact on Self-Directed Plans
The SECURE Act is designed to help people save for retirement, but it can impact some self-directed IRA and Solo 401(k) plans. Learn more at IRA Financial.
New Retirement Legislation is Coming – What it Means for Savers – Episode 173
IRA Financial’s Adam Bergman discusses two new pieces of retirement legislation, RESA and SECURE, and the advantages they offer for retirement savers.
2019 UBTI Changes (Unrelated Business Income Tax)
There are no significant 2019 UBTI changes. For example, the 2019 Unrelated Business Income Tax (UBTI or UBIT) rate is 37%. This is the same tax rate as 2018.
How to Use a Self-Directed IRA or Solo 401(k) Plan to Invest in Cryptocurrency Mining
Cryptocurrency mining is the process by which transactions are verified and added to the block chain. Anyone with access to the Internet and suitable hardware can participate in mining. The mining process involves compiling recent transactions into blocks and trying to solve a computationally difficult mathematical solution. The miner who solves the mathematical solution gets […]
The History of the Solo 401(k) Plan
You may know of the Solo 401k Plan, but not the Solo 401k history. Where did it begin? Why did it begin and most importantly, who does the Solo 401k benefit? The Solo 401k Plan comes with many names. You may know of it as: Individual 401(k) Self-Directed 401(k) Self-employed 401(k) One participant plan So […]
IRS Form 5498 – New IRA Custodian Rules for IRA Investments
The IRS Form 5498 gives the market value of all assets and cash held within the client account for the previous year and is used for tax reporting.
Solo 401k & ERISA – The Law
What is ERISA? The Employee Retirement Income Security Act of 1974 (ERISA), enacted September 2, 1974, is an American federal statute that establishes minimum standards for pension plans in private industry and provides for extensive rules on the federal income tax effects of transactions associated with employee benefit plans. ERISA contained sweeping changes in the […]
