Can I Buy a Business with my Retirement Account?
ROBS to buy a business is ideal for investors who want to be actively involved in the business without triggering prohibited transaction rules.
Rollover as Business Startup Compliance Rules
Rollover as Business Startup Compliancy – we provide 5 steps to ensure your ROBS structure remains compliant to the IRS and ERIS rules/procedures.
Best Small Business Retirement Plans for 2024
Self-Employed Retirement Plans are plentiful, but the best option for most individuals is the Solo 401(k) or Individual 401(k).
Is ROBS Legal?
The ROBS solution is the only IRS approved way one can use retirement funds to invest in a business the 401(k) plan participant will personally be involved in.
Why Choose a Solo 401(k) vs. SIMPLE IRA?
A SIMPLE IRA plan is similar to a Solo 401k Plan in that it is funded by employee deferrals and additional employer contributions. However, unlike a Solo 401k Plan, a SIMPLE IRA plan uses an IRA-type trust to hold contributions for each employee, rather than a single plan trust that is typical of a traditional […]
What is the Rollover Business Startup Solution?
The Rollover Business Startup Solution, or ROBS, allows one to use retirement funds to invest in a business, that you may personally be involved with.
Invest in Private Businesses & Private Placements with Retirement Funds
IRA Financial’s Self-Directed IRA and Solo 401(k) allows you to use your retirement funds to invest in all types of private business, such as private business or private placement investments directly from your mobile device or PC securely, and cost effectively. You no longer need a third-party IRA custodian involved in every aspect of your […]
Top 10 Startups Using ROBS
Recently, IRA Financial’s Adam Bergman published an article on Forbes about the Gig Economy and the Solo 401(k). This got me thinking about another retirement strategy called “ROBS,” or Rollover for Business Startups. ROBS allows you to use retirement funds to start your own business. This strategy is generally used when you don’t have the […]
6 Things You Should be Doing with the ROBS Structure
The Rollover for Business Startup (ROBS) Solution is an IRS and ERISA approved structure. With this structure, you can use your retirement funds to capitalize in a new business/franchise that you have personal involvement in. Because of an exception under Internal Revenue Code (IRC) section 4975(d), also known as qualifying employer securities, when you employ […]
Solo 401(k) Advantages for Entrepreneurs
A Solo 401(k) is the perfect retirement plan for sole proprietors, small businesses and independent contractors, such as consultants. Any business with no employees can adopt a Solo 401(k) plan. The business can be a sole proprietorship, LLC, corporation, or partnership. A Solo 401(k) plan offers the same advantages as a Self-Directed IRA LLC, but […]
