Discover Why Millions Have Chosen the Solo 401(k) Self-Employed Plan
- Higher Contribution Limits – up to $62,000
- Complete Checkbook Control
- Tax and penalty-free $50,000 Loan
- Designed for Self-Employed and Small Business Owners
Why Choose IRA Financial
IRA Financial Group’s tax and ERISA specialists have helped more than 12,000 clients self-direct their IRA and invest $4 billion in alternative assets, such as real-estate.
Founder of IRA Financial Group and former tax and ERISA attorney, Adam Bergman, has published seven books to help investors self-direct their individual retirement account.
Find IRA Financial Group on Forbes! Adam Bergman is a frequent contributor to Forbes.com and an official member of the Forbes Financial Council.
“What about your IRA, including rollover IRA? You need to look at state law, advises tax attorney Adam Bergman of New York’s IRA Financial Group.”
“Adam Bergman…gets several calls a day from clients like McDermott looking to invest their retirement funds in real estate. ‘Our average client has retirement accounts of about $150,000 and is looking to buy one or two properties.'”
“Jeff Brown…transferred roughly $50,000 from his workplace 401(k) to purchase homes to fix up and sell…He uses a self-directed IRA that he set up through IRA Financial Group in Miami Beach.”
Benefits of Solo 401(k) Self-Employed Plan
Self-employed participants who are 50 and older can make employee deferral contributions as high as $25,000. If you’re 50 or younger, you can contribute $19,000 to the Solo 401(k) Self-Employed Plan.
True IRA Control
Take control over your IRA with checkbook control. You can make alternative investments, like real-estate and tax-liens without receiving any consent from a custodian.
With the Solo 401(k) Self-Employed Plan, you can borrow up to $50,000 of your account value tax and penalty-free. Use it for any purpose: fund your business, pay off debt or make more investments.
Helps Small Business Owners
The Solo 401(k) Self-Employed Plan is the best IRA for small business owners with zero full-time employees. Receive the full benefits of self-directing without a costly LLC.
Compare to the SEP IRA
You can reach your maximum savings faster with the Solo 401(k) Self-Employed IRA faster than an SEP IRA and still take out a loan, penalty-free.
With IRA Financial, there are no transaction or asset valuation fees. We offer transparent pricing you can trust at one low annual fee.