Discover Why Millions Have Chosen the Solo 401(k) Self-Employed Plan

  • Higher Contribution Limits – up to $62,000
  • Complete Checkbook Control
  • Tax and penalty-free $50,000 Loan
  • Designed for Self-Employed and Small Business Owners

Why Choose IRA Financial


IRA Financial Group’s tax and ERISA specialists have helped more than 12,000 clients self-direct their IRA and invest $4 billion in alternative assets, such as real-estate.


Founder of IRA Financial Group and former tax and ERISA attorney, Adam Bergman, has published seven books to help investors self-direct their individual retirement account.


Find IRA Financial Group on Forbes! Adam Bergman is a frequent contributor to and an official member of the Forbes Financial Council.

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“What about your IRA, including rollover IRA? You need to look at state law, advises tax attorney Adam Bergman of New York’s IRA Financial Group.”

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“Adam Bergman…gets several calls a day from clients like McDermott looking to invest their retirement funds in real estate. ‘Our average client has retirement accounts of about $150,000 and is looking to buy one or two properties.'”

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“Jeff Brown…transferred roughly $50,000 from his workplace 401(k) to purchase homes to fix up and sell…He uses a self-directed IRA that he set up through IRA Financial Group in Miami Beach.”

Benefits of Solo 401(k) Self-Employed Plan

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Higher Contribution

Self-employed participants who are 50 and older can make employee deferral contributions as high as $25,000. If you’re 50 or younger, you can contribute $19,000 to the Solo 401(k) Self-Employed Plan.

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True IRA Control

Take control over your IRA with checkbook control. You can make alternative investments, like real-estate and tax-liens without receiving any consent from a custodian.

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$50,000 Loan

With the Solo 401(k) Self-Employed Plan, you can borrow up to $50,000 of your account value tax and penalty-free. Use it for any purpose: fund your business, pay off debt or make more investments.

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Helps Small Business Owners

The Solo 401(k) Self-Employed Plan is the best IRA for small business owners with zero full-time employees. Receive the full benefits of self-directing without a costly LLC.

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Compare to the SEP IRA

You can reach your maximum savings faster with the Solo 401(k) Self-Employed IRA faster than an SEP IRA and still take out a loan, penalty-free.

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Complete Transparency

With IRA Financial, there are no transaction or asset valuation fees. We offer transparent pricing you can trust at one low annual fee.

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