IRA Financial Group

Call us today at 888-472-0647

Invest in Assets You Understand with a Solo 401(k)

Learn why the Solo 401(k) is the most popular Plan for the self-employed

  • Higher maximum contribution limit – up to $62,000
  • Tax and penalty-free loan feature
  • Control your retirement funds with Checkbook Control
  • Work with IRA Financial’s in-house tax and ERISA specialists

Why Choose IRA Financial


IRA Financial Group’s tax and ERISA specialists have helped more than 13,000 clients self-direct their IRA and invest $4 billion in alternative assets, such as real-estate.


Founder of IRA Financial Group and former tax and ERISA attorney, Adam Bergman, has published seven books to help investors self-direct their individual retirement account.


Find IRA Financial Group on Forbes! Adam Bergman is a frequent contributor to and an official member of the Forbes Financial Council.

Why Solo 401k Is A Great Plan

Helps Small Business Owners

The Solo 401(k) is the ultimate retirement plan for the self-employed and small business owners with zero full-time employees. Built into the plan are advantages designed to specifically fit your needs as a small business owner or individual who earns self-employment income.

Compare to the SEP IRA

The Solo 401(k) Plan lets you reach your maximum savings amount faster and easier than a SEP IRA. The Solo 401(k) also has a Roth feature allowing you to invest tax-free in investments you know and understand. IRA Financial is among the Solo 401(k) providers with a Roth solution.

Complete Transparency

IRA Financial’s Solo 401(k) gives you checkbook control over your retirement funds for one flat annual fee. Rest easy knowing there are no transaction and account valuation fees. You receive complete transparency with your retirement account.

Solo 401(k) Eligibility

Small business owners and the self-employed. Find out your Solo 401(k) eligibility. Benefit from the Solo 401(k) Plan if you have presence of self-employment activity, generate revenue for profit and have zero full-time employees.

Benefits of Solo 401K Plan

Grow Your Business

High Contribution Limit

The maximum Solo 401(k) contribution for 2019 is $62,000 if you’re 50 or older. If you’re 50 and younger, you can make a contribution as high as $56,000!


Investment Opportunity

Use your retirement funds to invest in a variety of investment options – you are no longer limited to just mutual funds. Invest in real estate, hard money loans, startups, precious metals, ect. At IRA Financial, we offer competitive prices, low flat rate fee for set-up and you receive direct access to our in-house tax and ERISA professionals.

Quick Access to Funds

Complete Control

A Solo 401(k) provides checkbook control. You receive complete investment control over your retirement funds to make almost any type of investment. Start investing in assets you know and understand without custodian consent.

Take Advantage of Tax Plan

Tax-Free $50,000 Loan

Borrow up to $50,000 or 50% of your Solo 401(k) account value. This is completely tax and penalty-free. Use your loan for any purpose: you can fund your business, pay off debt or make alternative investments, like real estate.

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“What about your IRA, including rollover IRA? You need to look at state law, advises tax attorney Adam Bergman of New York’s IRA Financial Group.”

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“Adam Bergman…gets several calls a day from clients like McDermott looking to invest their retirement funds in real estate. ‘Our average client has retirement accounts of about $150,000 and is looking to buy one or two properties.'”

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“Jeff Brown…transferred roughly $50,000 from his workplace 401(k) to purchase homes to fix up and sell…He uses a self-directed IRA that he set up through IRA Financial Group in Miami Beach.”

Call us today at 888-472-0647

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