Menu Close

Shelter Your Retirement Funds from Wall Street with a Self Directed IRA Real Estate

With the recent slide of the stock market, more and more people are starting to turn to a Self Directed IRA Real Estate as a means of diversifying their investment portfolio. Ever since the financial crisis of 2008, many Americans came to understand the advantage of diversifying ones retirement funds through real estate, precious metals and other non-traditional investment options. A growing number of Americans have lost faith in Wall Street and have recognized the value of diversifying their retirement portfolio with real estate and other investment options. Unfortunately, all major financial institutions will now allow one to allocate IRA or 401K funds in real estate or anything essentially outside of Wall Street. The reason for this is simple. Banks do not make money when you buy real estate or gold. They make money when you buy stock, mutual funds, and other financial products they market. As a result, a large number of individuals have been turning to a Self Directed IRA to purchase real estate.

A Self Directed IRA also called a Self Directed IRA LLC with checkbook control or a Real Estate IRA is an IRS approved structure that allows one to use their retirement funds to make real estate and other investments tax-free and without custodian consent. The Self Directed IRA Real Estate involves the establishment of a limited liability company (“LLC”) that is owned by the IRA (care of the IRA custodian) and managed by you or any third-party. As manager of the IRA LLC, you will have control over the IRA assets to make the investments you want and understand – not just investments forced upon you by Wall Street.

With a Self-Directed IRA Real Estate structure, you will have the power to act quickly on a potential investment opportunity. When you find an investment that you want to make with your IRA funds, as manager of the Checkbook IRA LLC, simply write a check or wire the funds straight from your Self Directed IRA LLC bank account to make the investment. The Self Directed Real Estate IRA allows you to eliminate the delays associated with an IRA custodian, enabling you to act quickly when the right investment opportunity presents itself. In addition, with the Self Directed IRA Real Estate structure, all income and gains from IRA investments will generally flow back to your IRA LLC tax-free. Because an LLC is treated as a pass-through entity for federal income tax purposes and the IRA, as the member of the LLC, is a tax-exempt party pursuant to Internal Revenue Code Section 408, all income and gains of the IRA LLC will flow-through to the IRA tax-free!

In light of the recent Wall Street meltdown, the Self Directed Real Estate IRA LLC structure provides an attractive diversification tool for investors looking to diversify and protect their retirement portfolio.

To learn more about the advantages of using a Self Directed IRA Real Estate, please contact an IRA Expert at 800-472-0646 or visit ww.irafinancialgroup.com.

Share the knowledge
Posted in Self-Directed IRA

Leave a Reply