Take control of your retirement funds with a Checkbook IRA LLC
- Invest in alternative assets on your own
- Get limited liability protection
- No transaction fees
- More control and custodian is less involved
- Great for high activity transactions, such as most real estate investments
- No more custodian delays
- Flat annual fees with no asset valuation fees
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Advantages of the Checkbook IRA LLC
Checkbook Control
As manager of the IRA LLC, you will have the ability to make IRA investments without seeking the consent of a custodian.
Access & Speed
The Self-Directed IRA LLC gives you direct access to your IRA funds so you can invest quickly and efficiently. There’s no need for custodian approval, delays, or review fees.
Flat Fees
Invest in alternative assets for a low flat annual fee with no transaction or asset value fees. No minimum balance (with credit card on file) or account termination fees.
Limited Liability
Invest your IRA in alternative assets with limited liability protection. This means IRA assets held outside the LLC will be shielded from attack.
Asset & Creditor Protection
Your IRA will be protected for up to $1.3 million in the case of personal bankruptcy. In addition, most states will shield a Self-Directed IRA from creditor attack against the holder outside of bankruptcy.
Tax-Free Income & Gains
Take advantage of the power of tax deferral and compounding interest by using a Self-Directed IRA to invest. All income and gains generated will be tax deferred (or tax free in the case of a Roth IRA).
How it works
1. Transfer your funds to a passive custodian tax free
Your retirement funds are transferred from your current custodian to a passive custodian like IRA Financial.
2. Establish an LLC and transfer your funds to its account
You can serve as manager of your established LLC. IRA Financial opens your LLC bank account at Capital One then transfers your retirement funds into that new account.
3. Get checkbook control and invest in alternative assets
As manager, you have checkbook control and can direct the LLC to invest in real estate, tax liens, private businesses, metals, and more.
