Self-directing has never been easier
The smart way to invest your IRA or 401(k) in alternative assets.

3 great self-directed solutions
Invest in a wider range of investments, including real estate, tax free for a flat fee with a checkbook-controlled (LLC) or custodian-controlled structure.
The best plan if you’re self-employed. Make contributions up to $67,500 and invest in alternative assets without a custodian.
Start or fund a business and invest in yourself while you save for your retirement.
3 great self-directed solutions
Invest in a wider range of investments, including real estate, tax free for a flat fee with a checkbook-controlled (LLC) or custodian-controlled structure.
The best plan if you’re self-employed. Make contributions up to $63,500 and invest in alternative assets without a custodian.
Start or fund a business and invest in yourself while you save for your retirement.
Get up to $200 cash back when you open an account!
Get $200 back into your account when using retirement funds to establish a Self-Directed IRA LLC, Solo 401(k) or ROBS Solution. If you establish your new account with a credit card, instead, receive a $200 discount.
Receive $50 when establishing a Custodian Controlled Self-Directed IRA.
See PricingWhich solution works for you?
You get total control
Self-Directed IRA LLC
We do everything
Self-Directed IRA
Self-employed
Solo 401(k)
Invest in a business
ROBS Solution
We make investing in alternative assets easy
Real Estate | Learn more
Cryptocurrency
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Never step foot in a bank
Our relationship with Capital One ensures we can open your account with no wiring fees or minimum balance requirement. No need to sign paperwork or go to a bank—we take care of everything.
How IRA Financial Works
IRA Financial is simplifying how you invest your retirement funds in alternative assets. Open an account on our app and start investing for a simple, flat fee.
Do everything on our app
Open your account, roll over your funds, and start investing all from the palm of your hand.Control your investments
Our self-directed solutions let you start investing in assets you know and understand quickly and easily.Pay a flat fee
No hidden fees, minimum investment amount, or balance requirement.How we’re different
Experience
Our tax and ERISA experts have helped over 21,000 clients invest $4.6 billion in alternative assets.
Prestige
Our founder, Adam Bergman, was a tax lawyer and is the author of 8 books on self-directed retirement plans.
Dedicated Support
In addition to tons of online resources, IRA Financial gives clients access to experienced specialists dedicated to your peace of mind.
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