Earn Tax‑Advantaged Income from Tax Liens and Deeds
Savvy investors have been investing in tax liens and tax deeds to generate strong returns. These unique opportunities allow you to profit from unpaid property taxes, often at steep discounts and with built-in legal protections.
As seen in:
Why Choose Us to Help You Invest in Tax Liens and Deeds for Retirement?
IRA Financial specializes in self-directed retirement accounts, giving investors full control over where their money goes—including alternative assets like tax liens and deeds. Whether you’re new to alternative investing or a seasoned pro, IRA Financial makes it simple to diversify your retirement portfolio with tax-advantaged real estate strategies.
No commissions or surprise charges.
Serving investors in all 50 states.
Live chat and phone service available during business hours.
Manage assets or have us handle them.
Led by Self-Directed IRA specialists.
100% Self-Directed IRA solutions.
How to Open a Self-Directed Retirement Account for Tax Liens & Deeds
Once you’ve selected the type of self-directed retirement account that’s right for you, the next step is to fund it and prepare to make your investment. Before investing, make sure you understand the risks associated with the property and how much income it may generate.
01
Open Your Account
Opening a self-directed retirement account is simple. 
Submit your online account application in just a few minutes. Get Started
02
Get your account number
Once your account is reviewed and approved. You’ll receive your account number and gain full access to our online retirement platform.
03
Fund your account
Transfer or rollover funds from an existing retirement account or fund your account through a direct contribution. Once funded, you’ll be able to make your investments and start growing your wealth.
Self-Directed Retirement Accounts for Individuals
Self-Directed IRA
$495
/ annually
- Free setup fee
- Best value self-directed solution
- Invest in almost anything you want
- Use a traditional, Roth, SEP or SIMPLE IRA, ESA or, HSA
- No transaction or asset value fees
Checkbook IRA
$495
/ annually
- $999 setup fee
- Ultimate freedom and privacy
- Invest in almost anything you want
- Use a traditional, Roth, SEP or SIMPLE IRA, ESA or HSA
- No transaction or asset value fees
Solo 401(k)
$399
/ annually
- $999 setup fee
- No asset, transaction, or purchase fees — ever
- Free tax consulting, plan documents, Form 5500-EZ filing, and IRS audit protection
- Borrow up to $50,000 tax-free
The Benefits of Investing in Tax Liens and Deeds with Retirement Funds
Better Tax Advantages
In general, all income or gains from tax lien and deed investments held in a traditional retirement account are tax-deferred—or tax-free in the case of a Roth account.
Passive Income
Tax liens and deeds generate passive income with high returns, which flows back into your retirement account tax free.
Different Ways to Take Advantage
Tax deeds allow you to buy a property outright, often with a steep discount. On the other hand, tax liens allow the homeowner to pay off the taxes at a reasonable interest rate.
Diversify Your Retirement
Bid on the type of tax liens and deeds you want to hold in your account – winners take control of the lien/deed.
Built in Asset Protection
Tax liens and deeds held within a retirement account are protected from personal liability and may offer a level of security during market uncertainty.
Custodial Support
Your IRA custodian handles purchase logistics, IRS compliance, and secure storage setup, so you can focus on managing your overall retirement strategy.
Us vs Other Alternative AssetInvestment Companies
When investing in precious metals through your retirement account, fees can add up quickly. Many self-directed account providers charge asset-based fees that increase as the value of your gold grows—cutting into your long-term gains. Our flat-fee model keeps your costs predictable and transparent, so more of your retirement funds stays in your account where it belongs.
IRA Financial | Other Providers | |
Book a Consultation
Schedule a free consultation with a member of our team to explore how opening a self-directed retirement account can unlock your ability to invest tax-free in a variety of alternative assets.
See What Our Clients Have to Say
I believe that the sphere of influence, those we surround ourselves with and the firms we partner with is critical to our success. I’m honored to have found Adam Bergman and IRA Financial. Adam and his team have created a culture of raving fans, and I’m truly grateful to be one of them. Being treated like family is absolutely priceless.
Online application process was very simple. Any questions I had was quickly responded to by humans and not simply an unintelligent bot. Establishment of my LLC and bank account was very smooth.
I researched several companies before deciding to go with IRA Financial. I am completely happy with my choice. I appreciate that I can ask questions about rules prior to making an investment to make sure I am compliant. I like that I can invest in traditional investments, but also real estate. I have invested in land, rentals, and home flips. Whenever I am speaking with self-employed individuals, I bring up IRA Financial and the idea of opening a Solo 401(k). I think it is a no-brainer for someone who is self-employed and wish I had opened mine up sooner.
Ready to Invest in Your Future?
Whatever strategy you plan for retirement, we do it all. Build your retirement with a Self‑Directed IRA designed for alternative and non traditional investments.
#1 IRS Audit Protection
Flat Rate, No Hidden Fees
Expert Live Support
Total Investment Freedom