IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
How Do I Move Money to an IRA Financial Solo 401(k)?
If you are self-employed, run your own business, consult on the side, or generate income through a side hustle, the Solo 401(k) has likely crossed…
ROBS vs HELOC vs Business Credit Line: Comparing Risk and Cash Flow
When funding a business, a Rollover as Business Startup (ROBS) eliminates monthly debt payments and interest but puts retirement assets at risk. A…
What to Do With Your 401(k) When Changing Jobs
Changing jobs is an exciting step in anyone’s career. Whether you are moving to a new employer, starting your own business, or pursuing a new…
How Franchise Owners Use Self-Directed Retirement Accounts to Invest in Additional Franchise Units
Business owners and franchisees can use Self-directed retirement accounts, such as Self-Directed IRAs and Solo 401(k)s, to invest in additional…
How a Solo 401(k) With IRA Financial Works: Steps to Get Set Up, Costs, and What to Expect
Opening a Solo 401(k) with IRA Financial is a different experience from opening a retirement account at a traditional brokerage. The Solo 401(k) is…
IRA Financial vs Equity Trust
If you're looking to diversify your retirement portfolio beyond stocks and bonds, you’ve probably come across two major players in the…
2026 Coverdell ESA Contribution Limits: How Much You Can Contribute, Who Is Eligible, and What Actually Matters
Most families saving for education focus on 529 plans and never look twice at the Coverdell ESA. That is a mistake. For families with K-12 expenses,…
Top Retirement Accounts for FIRE Investors: A Guide to Maximizing Your Tax-Advantaged Savings
If you are serious about achieving Financial Independence to Retire Early (FIRE), your retirement accounts are not optional tools. They are the…
Universal IRA vs. IRA Financial: What’s the Difference?
Equity Trust's Universal IRA and IRA Financial's Unified Platform are both positioned as comprehensive self-directed retirement solutions for…
Self-Directed IRAs for Tech Employees: How to Diversify Concentrated Stock Exposure
Tech employees often use Self-Directed IRAs to diversify concentrated stock exposure created by RSUs, ESPPs, and employer equity, without triggering…
What Is IRA Financial’s New Unified Platform? A Smarter Way to Invest in Both Traditional and Alternative Assets
For decades, self-directed investors faced an unavoidable tradeoff. If you wanted to invest in stocks and ETFs, you went to a brokerage. If you…
The Most Important Self-Directed IRA Document You Probably Forgot to Update
One of the biggest estate planning mistakes Americans make has nothing to do with trusts, probate, or taxes. It is something far simpler and far more…