IRA Financial Blog
Insights, strategies, and expert answers on self-directed retirement, taxes, and alternative investing.
Self-Directed HSA Investment Options: Ranked by Tax Efficiency
Most HSA holders leave their contributions sitting in a low-yield cash account, unaware that a Self-Directed HSA can invest in everything from…
Gold Is Down. Should Retirement Investors Buy the Dip?
Gold has had a rough few months. After reaching an all-time high of $5,500 per ounce in January 2026, gold prices have fallen roughly 20% to around…
IRA Financial vs American IRA
When it comes to self-directed retirement investing, IRA Financial and American IRA take different approaches. American IRA is a Third Party…
Why the New Housing Law Could Create the Best Real Estate Buying Opportunity in Years
For the past several years, real estate investors have had to compete against one of the largest buyers the housing market has ever seen: Wall…
3 Ways to Fund a Self-Directed IRA in 2026
The financial landscape of 2026 offers more opportunities and more complexity than ever before. As investors move beyond the traditional boundaries…
IRA Financial vs. FranFund
FranFund is a franchise-focused funding company that offers its own ROBS product under the FranPlan name. They've built a reputation in the…
Checkbook IRA vs Custodian-Controlled SDIRA: A Decision Tree Based on Your Asset Strategy
Most investors choose between a Checkbook IRA and a Custodian-Controlled Self-Directed IRA (SDIRA) based on which one sounds more appealing. That is…
How to Use a Solo 401(k) to Invest in a Private Equity Fund Without Triggering UBIT
Private equity funds have historically delivered some of the strongest long-term returns available to sophisticated investors, and a Solo 401(k) is…
Comparing IRA Financial’s Solo 401(k) to Discount “Doc-Only” Providers: What Are You Really Paying For?
Most people shopping for a Solo 401(k) compare prices and stop there. A doc-only plan at a low annual fee looks identical on paper to a fully…
What Makes a Great Solo 401(k) Provider?
If you are self-employed and serious about retirement savings, the Solo 401(k) is one of the most powerful tools available to you. It offers higher…
Why I Support the Trump Account: A Tax Attorney’s Perspective
As a tax attorney, I spend my days thinking about one thing: how to legally help Americans keep more of their money and build long-term wealth. For…
The 9 Questions You Must Ask Any ROBS 401(k) Provider Before Signing
A Rollover as Business Startup (ROBS) is one of the most powerful and least understood business financing tools available to entrepreneurs. It allows…