Retirement Investing that Goes Beyond Wall Street
From IRAs to Solo 401(k)s, explore flexible retirement accounts for investing that let you diversify into alternative assets and take control of your financial future. Not sure where to start? Book a free consultation and get personalized guidance.

Retirement Accounts for Individuals
Take control of your retirement with flexible accounts designed for individuals without self-employed income. Explore self-directed options that let you invest in assets like real estate, crypto, and more – all with expert support and transparent pricing.
Retirement Accounts for Business Owners
Discover powerful retirement accounts designed for self-employed individuals. Whether you’re a sole proprietor or managing a small team, our SEP IRA, SIMPLE IRA, Solo 401(k), and ROBS can help you grow tax-advantaged savings and invest beyond the stock market.

Alternative Assets You Can Grow With
Thousands of investors trust IRA Financial to go beyond the basics. Our retirement accounts support a wide range of IRS-approved alternative assets, including:

Add Stocks Trading to Your Account
Hold Stocks, ETFs, and Mutual Funds alongside your alternative investments in one self-directed account, with a flat annual $100 add-on fee. Available for SDIRA, Checkbook IRA, and Solo 401(k).
$150 off when you use code STOCKS
Stocks trading is a $100 add-on. Open an SDIRA, Checkbook IRA, or Solo 401(k), add stocks trading, and get $150 off your first year.
Book a Consultation
Schedule a free consultation with a member of our team to explore how opening a self-directed retirement account can unlock your ability to invest tax-free in a variety of alternative and traditional assets.
See What Our Clients Have to Say
Best Crypto ROTH IRA product, price & service! I'm an accountant in the later part of my career who became interested in Crypto. IRA Financial has an A+ BBB rating, a good history, the best price for the Crypto ROTH product I needed and great service!
The ROBS process can be difficult for somebody with no prior experience to understand. They took the time and walked me through each step of the process. It was more than customer services, I could tell they genuinely cared. I appreciate their hard work and patience.
I just wanted to take a moment and “Thank You” for your time, efforts and patience with me. You are always so very pleasant to talk with. I am still very upset and nervous about all these little things I have to deal with … that I didn’t understand I would have to do. I was very uniformed, but of course that’s not your fault. Anyway, I must insist that you never leave the company … at least not until I can fix up and sale this house. Then maybe I can get out of this mess I’m in. With highest wishes for a great new year for you! Respectfully
Ready to Invest in Your Future?
Whatever your investment strategy, we do it all. Build long-term wealth with a self-directed retirement account designed for alternative and traditional investments.
#1 IRS Audit Protection
Flat Rate, No Hidden Fees
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Total Investment Freedom