Retirement Investing that Goes Beyond Wall Street

From IRAs to Solo 401(k)s, explore flexible retirement accounts for investing that let you diversify into alternative assets and take control of your financial future. Not sure where to start? Book a free consultation and get personalized guidance.

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Retirement Accounts for Individuals

Take control of your retirement with flexible accounts designed for individuals without self-employed income. Explore self-directed options that let you invest in assets like real estate, crypto, and more – all with expert support and transparent pricing.

Explore Individual Accounts

Retirement Accounts for Business Owners

Discover powerful retirement accounts designed for self-employed individuals. Whether you’re a sole proprietor or managing a small team, our SEP IRA, SIMPLE IRA, Solo 401(k), and ROBS can help you grow tax-advantaged savings and invest beyond the stock market.

Explore Business Accounts

Alternative Assets You Can Grow With

Thousands of investors trust IRA Financial to go beyond the basics. Our retirement accounts support a wide range of IRS-approved alternative assets, including:

Build equity and earn income through property investing.

Protect your portfolio with a stable, tangible asset.

Tap into growth with tax-advantaged crypto investing.

Explore All Alternative Assets
Add Stocks

Add Stocks Trading to Your Account

Hold Stocks, ETFs, and Mutual Funds alongside your alternative investments in one self-directed account, with a flat annual $100 add-on fee. Available for SDIRA, Checkbook IRA, and Solo 401(k).

$150 off when you use code STOCKS

Stocks trading is a $100 add-on. Open an SDIRA, Checkbook IRA, or Solo 401(k), add stocks trading, and get $150 off your first year.

Explore Stocks Trading

Book a Consultation

Schedule a free consultation with a member of our team to explore how opening a self-directed retirement account can unlock your ability to invest tax-free in a variety of alternative and traditional assets.

Free Consultation

See What Our Clients Have to Say

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Average rating on 2,000

Thank you so much! You and your team have made this a wonderful experience for us. We are very grateful for your step by step help. We have already shared our testimony with our family and friends! I really appreciate all the links you shared and the reminders along the way. I am excited to start earning income from the rental and I know that the income will provide us with additional security in an uncertain economy! Thanks again for all your help, we couldn’t have done this without you!

The Padillas California

First and foremost… Thank you. I wanted to take a moment and tell you how pleased I am with the efficient professional service you’ve given me. I was needing an expeditious account set-up so I could fund a business endeavor that was already behind schedule. Your “can do” attitude and diligence was instrumental in me being able to satisfy the financial commitment I made to my partners.

Steven Texas

Setting up my Checkbook IRA LLC could not have been easier. The turnaround was fast, questions were answered promptly.

Stefan S Washington

IRA Financial (IRAF) is not a law firm and does not provide legal, financial, or investment advice. No attorney-client relationship exists between the Client and IRAF, its staff, or in-house counsel. IRAF offers retirement account facilitation and document services only. Clients should consult qualified legal, tax, or financial professionals before making investment decisions. IRAF does not render legal, accounting, or professional services. If such services are needed, seek a qualified professional. Custodian-related service costs are not included in IRAF’s professional services.