Terms & Conditions

About IRA Financial

IRA Financial is a retirement account facilitator, document filing, and do-it yourself document service, not a law firm. IRA Financial does not provide legal services. No attorney-client relationship exists between Client and IRA Financial, its management, salespersons or IRA Financial’s in-house legal counsel. IRA Financial provides IRA retirement facilitation services and CANNOT provide Client with legal or financial advice.

IRA Financial is not engaged in rendering legal, accounting or other professional services. If legal advice or other professional assistance is required, the services of a competent professional person should be sought. (From a Declaration of Principles jointly adopted by a Committee of the American Bar Association & a Committee of Publishers and Associations.) The scope of Professional Services does not include the costs of any custodian related services.

Please read the following terms and conditions before using the IRA Financial site. By accessing and using the site, you acknowledge that you have read, understood and agree to comply with the terms and conditions.

IRA Financial may amend these terms and conditions at any time. Your continued use of this website is conditioned on the terms and conditions stated at the time of your use. You should visit this page prior to using this website to determine the current terms and conditions to which you are bound.

Site Context

IRA Financial provides this site content “AS IS” and WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, TO THE FULLEST EXTENT ALLOWABLE BY LAW. THIS INCLUDES THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. IRA Financial does not warrant that the functions contained in this site or its content or that the website or its server will be uninterrupted, error free, or are free of viruses or other harmful components. The legal information on this site is not legal advice and should not be relied upon as such. Because the law changes rapidly, IRA Financial cannot guarantee that all the information on the site is completely current or correct. The law is different from jurisdiction to jurisdiction, and is also subject to interpretation by different courts. The law is a personal matter, and no general information or legal tool like the kind IRA Financial provides can fit every circumstance. Therefore, if you need legal advice for your specific problem, or if your specific problem is too complex to be addressed by our tools, you should consult a licensed attorney in your area.

Use Restriction

IRA Financial gives you permission to electronically copy and print in hard copy portions of the website for your incidental personal use. However, IRA Financial retains the copyright on all texts and graphics. This means that any other use, including, but not limited to, modification, distribution or re-publication without IRA Financial’s prior written permission is prohibited.

The trademarks expressly listed as such in this website and all other marks on the website are trademarks of IRA Financial and/or its affiliates. You may not use, copy, reproduce, republish, upload, post, transmit, distribute or modify these marks in any way without IRA Financial’s prior written permission. The use of IRA Financial’s trademarks on any other website without IRA Financial’s prior written permission is prohibited.

Links

IRA Financial prohibits the use of IRA Financial trademarks as a “link” on or to any other website unless IRA Financial has approved the link in writing in advance.

Limitation of Liability

IRA Financial makes reasonable efforts to place accurate information on this website. However, IRA Financial assumes no liability for any errors or omissions in the website content. Under no circumstances shall IRA Financial be liable for direct, indirect, incidental, consequential, special or punitive damages resulting from the use or inability to use this site, whether IRA Financial has been advised of the possibility of these damages. This includes damages for negligence or gross negligence.

Jurisdiction and Governing Law

This site is intended and directed to residents of the United States and all advertising and claims contained in this site are valid only in the United States.

Any claim relating to this website and the materials contained in this website is governed by the laws of the state of South Dakota without reference to its conflicts of law rules. Your use of this site constitutes your consent to jurisdiction in courts of competent jurisdiction in the state of South Dakota to resolve any interpretation or disputes arising from your use of this site.

USA PATRIOT Act Customer Identification Disclosure

Disclosure: To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account with IRA Financial, we are required by federal law to collect information that identifies you, including your name, physical address, date of birth, and other information that will allow us to verify your identity. We may also request to see your driver’s license or other identifying documents. 
 
By applying to open an account, you agree to provide the required information and documentation, and you authorize us to take any actions necessary to verify your identity in accordance with federal regulations. If you do not provide the required information and documentation, we will be unable to open an account for you

Copyright

All designs, graphics, texts, arrangements and software that make up this website are copyright of IRA Financial. All rights reserved.