Our self-directed retirement plans let you do more with your savings

Get complete checkbook control and access to retirement experts — we’ve had over 12,000 clients with more than 4.8 billion invested in alternative assets.

Our self-directed retirement plans let you do more with your savings.

Get complete checkbook control and access to retirement experts — we’ve had over 12,000 clients with more than 4.8 billion invested in alternative assets.
“The idea is simple enough: Invest in anything you want, but put the investment into a special IRA, so it isn’t taxed until retirement.”

“The Solo 401(k) is available to anyone who works for themselves and does not have employees. It works for business owners as well as people with side hustles.”

U.S. News & World Report Logo

“…self-employed workers may wonder if they can truly save as much as those who work for others, but tax-advantaged investment opportunities abound…”

How it works

Establishing a self-directed retirement plan is quick, easy, and secure.

1. Open An Account

We can handle the process by phone, email, fax, or regular mail. To get started, call us at 1-800-472-0646. Our expert ERISA and tax professionals are on-site, which greatly reduces the set-up time and cost. You’ll be promptly assigned to one of them and they’ll help you get your self-directed retirement structure started.

Don’t know which plan is right for you? We can help!

If you want to make alternative investments…

Self-Directed IRA

For those who are not self-employed and are interested in making traditional or alternative asset investments (e.g., real estate, cryptocurrencies).

If you’re self-employed…

Solo 401(k)

For those who are self-employed or own a small business with no employees and are interested in making traditional or alternative investments (e.g., real estate, cryptocurrencies).

If you want to open a business…

ROBS Solution

For those who are interested in using retirement savings to start or fund a business that they or a family member wish to be actively involved in.

2. Roll Over Your Funds

You can fund a self-directed retirement plan via a contribution, transfer, or rollover. In general, you can move assets (money or property) from other retirement accounts (including traditional IRAs) to a self-directed IRA, tax free. Your assigned self-directed IRA specialist will help you transfer or roll over your funds to your new self-directed retirement account.

3. You’re Ready To Invest

Using a self-directed retirement plan established with IRA Financial Group is quick and easy. We take care of everything for you and make sure you always have access to one of our in-house specialists. In just a few days, you will have checkbook control over your retirement funds so you can make investments, including real estate, tax liens, precious metals, cryptocurrencies,  and much more tax-free by simply writing a check or sending a wire.

Work with a leading authority on self-directed retirement.

Adam Bergman founded IRA Financial Group and IRA Financial Trust. Prior, he was a tax attorney at some of the largest law firms in the country, including White & Case LLP. He’s written 7 books on the taxation of Self-Directed IRA and 401(k) plans and is a frequent contributor to Forbes.com as well as a member of the Forbes Finance Council. IRAFG was founded to help educate Americans about self-directed retirement investments, empowering them to gain control over their funds.

What our clients say

“Thomas Tapanes and the entire team at IRA Financial Group did a fantastic job guiding me through the process of setting up my self-directed IRA. From communication to follow up I felt confident and assured that everything was properly taken care of and that they were looking out for my best interest. I would highly recommend Thomas and the IRA Financial Group.”

– Lauren Krumpack, Ohio –

“I absolutely LOVE IRA Financial Group. This company made transferring my 401K from a previous employer easy. They have knowledgeable staff that ensures you are well informed throughout the entire process. In addition, they are available for question or concerns if something arises. I definitely recommend their services – you won’t regret it.”

– Sharee Coffman, Missouri –

“My needs certainly required service above and beyond normal expectations and IRA Financial Group delivered!  I needed to set up a Self-Directed IRA Coverdell with Checkbook control for my daughter before her 18th birthday, which was just days away.  IRA Financial Group pulled off the unlikely and I couldn’t be more thankful.  I’m recommending them to all my friends and family!”

– Neil Palmquist, New York –

Learn if you qualify

Don’t know which plan you qualify for? Have questions about a transaction? Our tax professionals will get back to you ASAP.

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In A Nutshell:

Learn to invest in cryptocurrency from an expert
Cryptocurrency offers an exciting new tax-free investment opportunity for those willing to tap into their retirement funds. The size, versatility, and rapid growth of cryptocurrency make the market attractive for investment by retirement-account holders. Adam Bergman, Esq. explains how easily Self-Directed IRA and Solo 401(k) plans can be used to invest in cryptocurrencies like Bitcoin, Ethereum, Litecoin, and others without tax.

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