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ROBS Solution

Invest in yourself

Use your retirement funds to legally invest in a new or existing business.

ROBS Solution

How it works

Establish a C Corporation

1. Establish a C Corp.

Establish a new C Corporation in the state the business will be operating. It must be a C corporation.

The Corporation adopts a 401(k)

2. The C Corp. adopts a 401(k)

The C Corporation adopts a prototype 401(k) plan, letting participants direct their plans’ investments, including employer stock or “qualifying employer securities.”

Participate in the 401(k) & purchase stock

3. Participate in the 401(k)

You elect to participate in the new 401(k) plan, then direct a rollover of a prior employer’s 401(k) plan funds into the newly adopted plan.

The C Corporation purchases assets

4. Purchase stock

Using your 401(k), purchase the C Corporation’s newly issued stock at fair market value.

Solo 401(k)

5. The C Corp. purchases assets

The C Corporation uses the proceeds from the sale of stock to purchase the assets for the new business.

Earn a salary

6. Earn a salary

Now you can earn a salary from the revenue of the business and personally guarantee any business loan.

IRA Financial helps you create a fully compliant structure

IRA Financial will help you create a fully compliant structure.

Due to IRS concerns over misuse of the structure, it’s crucial to work with a knowledgeable provider that will create a structure that is fully compliant with IRS and ERISA rules.

ROBS Solution Info Kit

Download our info kit for more in-depth reading about the ROBS Solution

Robust, easy to read, and updated for 2020. This guide is your one-stop shop for all the most important questions about the ROBS Solution.

    Our fees

    Our fees are simple and transparent.

    Further reading

    To learn more about the the Roll Over Business Startup Solution, visit our learn page.

    Establish a ROBS Solution

    Call us to get started or get a free consultation

    Contact IRA Financial at 1-800-472-0646 or fill out the form to learn more about establishing the ROBS Solution.

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      Did You Know?

      The ROBS Solution funds your retirement accounts, like a 401(k) or IRA. You can grow your business tax-free. Choose a retirement plan with IRA Financial. Reach out to us today for more information!