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Solo 401(k)

The best retirement plan for the self-employed or small business owner with no full-time employees.

IRA Financial “literally” wrote the book on the Self-Directed Solo 401(k).  Our founder, Adam Bergman, Esq, has written 8 books on self-directed retirement plans and over the last 15+ years has helped over 24,000 self-directed clients invest over $3.2 billion in alternative assets.  IRA Financial is the leading provider of self-directed solo 401(k) plans with “checkbook control.  Our expertise and experience in designing and customizing solo 401(k) plan solutions for entrepreneurs and small businesses is unmatched.


IRA Financial self-directed Solo 401(k) solution is specifically designed and customized for each type of investment.  Whether it is real estate, private equity, venture capital, hedge fund, private business, cryptos, precious metals, hard money loans or much more, our solo 401(k)  tax experts will work with you to design the perfect self-directed solo 401(k) plan solution for your business and investment goals, including tax optimization, roth maximization, and UBIT protection.  Additionally, IRA Financial is the only self-directed retirement company that provides annual consulting, IRS tax reporting/filings, BOI FinCEN reporting, and full IRS audit guaranty.


Why Go Solo?

The Solo 401(k) plan is designed specifically for the self-employed or small business owner with no full-time employees. As a small business owner or self-employed individual, the solo 401(k) is the ultimate retirement plan for you and your business.  Thanks to Secure Act 2.0, you can now get a $1500 tax-credit for setting-up a solo 401(k).

Is the Self-Directed
Solo 401(k) Right For Me?

If you are self-employed or have a business where there are no full-time employees (over 1000 hours or three consecutive years of 500 hours or more) other than the owners and/or their spouses, the solo 401(k) plan is a perfect retirement & investment solution for you and your business.  The business can be full-time or part-time and can be set up as a sole proprietor or any business entity form, such as an LLC or corporation.

Opening a Solo 401(k) is the best solution for Self-Employed investors who want the following out of their retirement plan:

The IRA Financial Advantage

See for yourself why IRA Financial is one of the leading providers of self-directed Solo 401(k) plans

 in the country:

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Unlimited Investments for your Self-Directed Solo 401(K)

Invest quickly & tax free!